What Is Frictional Unemployment?

The term frictional unemployment refers to the temporary transitions by individuals.

It primarily refers to the period when an individual is moving from one job to another.

Typically this unemployment period is rather temporary.

It is the outcome of employers or employee having or giving incomplete information.

So it can be anything from the job profile not matching to the discrepancy in qualifications.

Most times frictional unemployment is voluntary.

Frictional UnemploymentHowever, there are times when this can be part of a broader termination drive too.

The friction here refers to the inconsistencies an individual faces.

It can be in relation to time, location, profile, hours or any such factors.

In many ways, the frictional unemployment is an inseparable part of modern job search.

Gone are the days when people used to join a company and retire from the same.

That is almost an unheard of phenomenon in modern times.

In many ways, employment conditions and aspirations too have undergone a sea change.

That is also a reason why this leads to potential friction in the overall scenario.

But that apart, many other reasons result in frictional unemployment.

Personal considerations are primary in this case.

Given the rise in nuclear families, individual job considerations and many other factors, the friction is inevitable.

However, what is heartening is that this friction is usually a short-term phenomenon.

It never lasts too long.

Invariably individuals do manage to find the right mix of opportunities and compensation eventually.

However, for the small period, when the friction lasts, it can be very challenging.

It results in temporary uncertainty, frustration and decided lack of motivation.

But once it is over, individuals always manage to settle down in their schedule seamlessly.

That is often the best part of the entire deal.

What causes frictional unemployment?

Though we understand that frictional unemployment is short-term, it is important to understand the cause.

That alone will help chart out solutions.

While there is a school of thought that suggests it is routine, the question is, do we need it?

That is exactly why identifying the right cause is so important.

Only then we can look at creating long-term benefits from the entire deal.

But you can argue that there are many reasons for it.

It is obviously difficult to identify anyone cause or a clear trend.

But here is one primary factor that is common.

It is that of employee dissatisfaction.

Frictional unemployment almost always erupts from a certain level of dissatisfaction.

It can arise from a wide range of reasons and factors.

A closer study of these elements can help look for sustainable changes.

In many ways, these reasons also form the basis of trend changes.

When you look at holistic variations in job search trends, a lot can be attributed to this element.

Therefore, we cannot see frictional employment in isolation.

It is, in many ways, a sum of parts.

In this case, every part needs to be analyzed closely and to the core.

After all, it is only logical for employees to hold on to a job.

It will result in lesser expenses and less energy loss.

Individuals can even gain time from the process.

But despite that, unemployment is continuously on the rise.

That means there is still no clear conclusion to the overall problem as yet.

This is more of a cyclical process, and different geographical locations will have different challenges.

The economic situation also has a strong bearing on the overall game plan.

This is why a systematic study is important for a clearer perspective on the issue.

Personal Causes Leading To Frictional Unemployment

Given the rising aspirational levels, frictional unemployment is an unavoidable reality.

Often people move to a new location for a job and realize that it does not suit them.

You may not move countries.

But even if you shift from one country to another, you may feel a distinct difference.

Many people are not accustomed to this change and do not take to it that easily.

They invariably end up disliking the job.

As a result, they keep moving jobs looking for the right mix of location and profile.

But you may move from one location to another for other reasons too.

For example, many people get married and change location.

In that case, even if their previous job was up to their liking, they change it.

Again they may take up a job in a new location that they may not like.

Now, this is what will trigger temporary frictional unemployment.

Employees always take time adjusting to a new place.

Marriage means they are also adjusting to a new life.

Together that creates a certain conflict of interest.

This may often result in the creation of unhappy job situation.

Needless to mention that this is a key factor that triggers frictional unemployment.

There are many other factors too.

Children’s education, caring for older relatives and personal conflict are key factors.

Almost invariably, people will give priority to these personal equations.

As a result, they then look for employment opportunities that suit these considerations.

It is impossible to find the right mix in one go.

There will be a series of hit and trials before you get to the right mix of opportunities.

Until that time, this is a reality that you will have to deal with.

This transcends any specific industry and genre.

Higher Aspirational Values

Jobs can become unfulfilling because they do not pay enough.

After all, we all want to earn more money.

Just like working hours are rising, so are people’s salary expectations.

Some sectors typically have a higher salary base.

Compared to that, salaries are much lesser in many other sectors.

But even that is not a huge consideration.

The anomalies still exist and often that leads to frictional unemployment.

Almost inevitably people want higher salaries.

They are continuously looking for better opportunities and better jobs.

For example, let’s say there are two new channels, they pay similar amounts and people are happy.

But when suddenly a third player comes into the picture, there is a sudden change in environment.

Let’s say that they offer a flat 10-20% rise in every job opening.

Needless to mention, you will observe switch.

But at the same time, if the quality of job and professionalism is not as per the other two frictional unemployment is almost inevitable.

Individuals are more than keen to keep the salary hike.

But at the same time, they want a better quality job.

Hence a fresh round of search begins and continues for a definite period.

As you can guess, it ends when both these factors are satisfied.

The aspiration value may not be limited to only higher salaries.

It can also be due to better positions or higher ranks.

Individuals do not like going through this period of uncertainty.

If they feel that their growth is stunted in a particular firm, they start looking out.

It is only normal that it will take time to look for the right mix of salary and job satisfaction.

That becomes a key factor dictating frictional unemployment conditions globally.

As a result, individuals need to have the patience to weather these.

 Why Recession Leads to Lesser Frictional Unemployment?

Well, we are assuming individuals do have the luxury of time to keep looking for the ideal jobs.

But that is not the case always.

When the new jobs are rising, the unemployment rate is declining, this is possible.

But you have to understand that frictional unemployment and the economy are closely linked.

The rise in jobs is a function of a growing economy.

So needless to mention that if the economy is not growing, job openings also lessen.

That means the luxury of sufficient jobs may disappear overnight.

As a result, then you will notice that frictional employment too lessens.

People try and adjust to new realities.

Often the premise of quitting one job is that they can easily get another.

Most times people accept the offer letter from one organization before informing the other about quitting.

But that is possible only when the economy is rising, the GDP is growing, and new jobs are created.

However, during a recession, the realities change completely.

Inflation often reverses to deflation, and the overall environment sobers down.

The mad rush for new jobs also lessen to a large extent

People become fearful about newer opportunities.

Almost everyone is keen on holding on to their jobs.

Nobody wants to let go the job in hand in this instance.

Rather they concentrate on how well they perform.

This is to ward off any termination of lay-off that the businesses may plan.

They forget cribbing about lesser pay or job condition.

Instead, the entire energy is focused on creating a great repertoire of achievement.

There is a distinct change in behavior too.

People become more accommodative and try to adjust to whatever is available.

That brings down frictional unemployment to a large extent.

There is a significant drop.

Impact Of Frictional Unemployment On Economy

So that brings us to the point that can we associate frictional unemployment with certain economic circles.

Is it possible that we see more of these when the economy is growing?

Does a rise in inflation levels have a bearing on frictional unemployment?

Well, all of these may vary from culture to culture and geographies.

But the point is that frictional unemployment is a reality only when jobs are available.

If people understand that the availability of new jobs is limited, there is a drop in these numbers.

That means the economic situation surely plays a role in this.

Typically it is not extraordinarily harmful to the economy.

In fact, when you compare other conditions like structural unemployment, this is a far more desirable condition.

In many ways, you can see that it benefits the economy.

It takes the qualified workers to better companies.

Businesses get an opportunity to take in fresh talent.

When there is so much churn at the ground level, people tend to end up with a desirable mix.

That again is great news for the economy.

When people get the kind of job they like, they will work better.

Better work improves efficiency.

That means productivity will also rise to a large extent.

There is a distinct improvement in the job culture in a company also.

Additionally, if everyone remained loyal to their jobs and remained happy, it will become that much difficult to get new talent.

Labor cost may also rise, and it can also impact inflation.

This situation may also result in the rise of the cost-push inflation.

As a result of these situations, it is possible that the economy may experience a slowdown.

But frictional unemployment keeps a check on this complacency considerably.

It makes sure the churn continues.

Examples Of Frictional Unemployment

Let me now explain my points using an example.

A graduate joining the workforce after leaving college is an example of frictional unemployment.

You will see that they will invariably join the first available opportunity.

They are young, enthusiastic and full of life.

As a result, they will grab whatever opportunity they get.

But only after joining they will realize that the working conditions may not be conducive.

Or it may so happen that their peers are getting higher salary than them despite the same qualification.

As a result, a fresh round of search will begin.

Another example is mothers rejoining work after a break.

Many times, women take a break to raise their children.

They then join back when the children have reached a certain age and can care for themselves.

Now at this stage, they may not be inducted back in their previous organization.

Or even if they are, they may not get the position they held.

Moreover, the job realities have undergone a lot of change in the period that they were not working.

This means that the individuals have to adjust to new routine that they are not used to.

That means yet again you see frictional unemployment.

This will only settle down when they get a proper mix of opportunities.

Geographical changes is also a great trigger for frictional unemployment.

Let’s say I am used to Aspen winters, and I have to relocate to Arizona.

It goes without saying that I am not going to like it immediately.

I will be constantly on the lookout.

If I get an opportunity anywhere in Colorado, I will be more than keen to move back there.

The idea is we all like to be in places we are comfortable in.

Calculating Frictional Unemployment

Just like the unemployment rate, it is important to calculate frictional unemployment too.

Overall, many factors can contribute to unemployment.

Some are good, and some are not so good.

For example, if there is structural unemployment, it may not be suitable for the economy.

There are concerns about a slowdown and business growth.

On the contrary frictional unemployment invariably ushers in fresh talent.

It results in a healthy churn of talent across the industry

That will mean that the economy gets the fresh impetus for renewed growth and improvement.

As a result, a careful calculation of these numbers is important.

It is normally calculated by dividing the people looking for new jobs by the total labor force.

In this, let me clarify that there are three types of workers looking for new jobs.

Those who have left an existing job

Those who are joining after a sabbatical

Also, those who are joining the workforce for the first time.

Typically frictional unemployment can result from any of these segments.

On an average, a worker actively looking for jobs is someone who has been on the lookout for at least 4 weeks.

This means that they are seriously looking for better opportunities.


So the question arises, is there a way to reduce frictional unemployment?

Well, you have a school of experts who may see it as a healthy development.

But just like any development, too much of it cannot be good.

You can tackle frictional development in many ways.

Better information dissemination is perhaps the most sustainable way.

It will give people access to better jobs that match their qualification.

So even the job hiring firms to rework their algorithms better.

That will ensure a higher number of proper matches.

In many ways, streamlining the job search methods may cut down frictional unemployment.

But monetary policies and economic conditions will always have a bearing on frictional unemployment.

Teachers Salary: Is It Worth Becoming a Teacher?

Is the teachers salary make it worth becoming a teacher?

A teacher’s profession is no doubt amongst the noblest professions of all times.

Not only is the teacher imparting education but in many ways, they are also shaping our tomorrow.

From the way our future leaders behave to what our future leaders learn is all intrinsically imbibed by the teacher and her teachings.

Perhaps it is for this reason that the teacher’s role is often considered as important as the parents in the child’s overall growth as well as future prospects.

Therefore, this society needs to learn about valuing teachers and their role appropriately in this society.

In this context of value, we often see teachers salary, one of the key indicators of value hugely deficient with respect to the overall effort they put in.

Often you would have noticed that the teacher’s responsibility does not end in the classroom alone.

It is almost a never ending cycle.

They carry homework books home, sometimes even at home.

They help some children clear doubt and even after school hours they sit with children if they are facing any difficulty.

Perhaps one of the hallmarks of a great teacher is often considered the fact that they ever lose patience and ever ready to help the students.

But keeping in mind the meager teachers salary, a question that might bother you is:

Are we taking a teacher’s contribution and why don’t the teachers earn at par with professionals in multinational companies?

If their effort is being recognized as so important then why isn’t the necessary monetary compensation set aside for them?

The question is how can we gain parity in a teacher’ salary in tandem with other related professions?

For this, I presume a detailed study of the teacher’s profession and its overall impact on the society is crucial.

Why Is Parity in Teachers Salary Important?

The teachers salary is often debated and considered not just in the interest of the teaching community.

It is also considered because of the kind of effect it has on the society at large.

It is a common understanding that a lot of people are dissuaded from the teaching profession because of the lack of adequate pay.

It means that you have poor quality, and an inadequate number of teachers.

Also, this can be a serious threat to the already slow pace of economic growth that the United States is observing.

In case you are wondering the impact that teachers salary can have on the economic growth, let me elaborate.

In a rather alarming revelation, it has been observed that the relatively lower achievement scale of American students could be a limiting factor for their eventual financial success and might also prevent them from accessing high paying jobs.

This outcome is part of the tests conducted by the Program for International Student Assessment or PISA.

When students are not able to access better jobs and greater opportunities, it is observed that this directly impacts achievement levels and economic growth thereby.

After all lower achievement of slower economic growth in general.

Perhaps, it is for this reason that you would also find a relatively larger number of people without access to proper education and a higher level of ignorance in the economically backward nation.

In contrast, countries like Finland, which has earned a name for itself in terms of consistently excelling in student achievement is pegged to add over $50 trillion to GDP between 2010-2090.

Taking forward the same line of comparison you would also notice that the economic activity slumped by less than $3 trillion since the last recession.

Therefore, it is this achievement gap that is being seen in many countries like the US as compared to other nations like Finland seems to be affecting recession over the longer haul.

In fact, it is often believed that the quality of a teacher is one of the most important factors in the country’s effort to breach the huge achievement gap in the US.

It is considered as the key factor that can bump up the overall level of achievement across the education system.

The only way to achieve this is perhaps by radically improving the quality of the teachers who are responsible for helping these students with the ever increasing bar for achievement indicators.

As per some recent studies, it is indicated that the variation in quality of teachers and ratio of good teachers to bad is startling even within a single school, forget about different schools in a locality, state or even the whole country.

Often a single good teacher can play a key role in not scaling up the achievement levels of a class of students but by extension a community, a district and even a particular state.

While most amongst us can easily spell out the difference between a good and a bad teacher.

But what we cannot fathom the overall impact they have on a student’s life or initiatives that can be taken to bring in a better quality.

That brings us to the key salary component and why is teachers salary important.

If you notice the trend followed by major technology companies or even big banks, often higher salary, perks and even bonus are ways to attract deserving candidates for a specific job offer.

Not just that even in terms of measuring a person’s progress, promotion in designation and a raise in salary are the key components.

But that’s very rarely followed when it comes to teachers salary, at least in this country.

The question is does this make the job less lucrative?

Does it in many ways wean away deserving candidates from the job?

Well, the naysayers could say that a teacher’s salary cannot be linked to the service they render to the society.

It can’t also be linked to equating it with monetary remuneration might often even be equal to providing financial remuneration for mother’s love or a parent’s duty towards children.

I beg to differ on this point.

Think about the role that a doctor or a lawyer serve in the society.

All their roles are extremely important and in many ways, they are undertaking great social services like saving people’s life and helping stand up against social evils and wrong.

But we do pay them and pay them quite handsomely for the services they render.

In fact, the doctors across the US are amongst the best-paid individuals.

The question then is why don’t we consider better financial remuneration despite appreciating their worth and the key role that a teacher plays in the overall social set up today?

Teachers Salary in Different Country

Teachers Salary: An Insight into Reality

Well, for so long we have argued about the fact that the teacher’s salary being inadequate.

Therefore in this context, it is also important to understand how much it is and the real room for growth that is sustainable for the nation at large.

When you look at the overall context, you would notice that teaching can hardly be considered a profession in absolute terms when you compare it with many other countries like France, UK or even neighboring Canada.

The fact is that in the US, it is not considered as an attractive career if you are looking for financial gains.

If you look at the data generated by payscale.com, the average annual starting salary of a teacher in the United States is less than $35,000 after taxes and benefits.

In fact, by extension, if you look at the overall monthly net income it often hovers around an astonishingly paltry amount of $2000 a month.

It might even make you wonder that this salary which is on par with a bank teller’s job or an office assistant is often considered adequate for the person who is imparting education to your child.

Teachers Often Manage Your Children

Teachers often manage your children for close to 30 hours a week, work on home assignments and sometimes work even beyond their designated hours.

What is even more surprising and painful to an extent is the fact that many schools across the US need their teachers to buy their own supplies to teach students due to budget constraint.

The basic question that should bother you then is why pay the school?

And why the fees shouldn’t directly translate into teachers salary?

While on the face of it, they might seem really minor expenses but on a sustained basis, these could amount to as much as 5 -10% of a teacher’s net income.

This fact does not just raise a question on the overall budgetary allocation for the teaching staff and a teacher’s salary.

But in many ways, it kind of raises the question on the true worth of a teacher in our society.

While most of us would hanker for promotion and better financial package at our workplace, suddenly seem absolutely non-committal about raising the salary and promising a better life for the people who made us this capable.

Understanding a Teacher’s Actual Worth

While many of you might debate on the exact salary that truly recognizes a teacher’s true worth, most will agree that this meager compensation of under $35,000 is hardly sufficient given the teacher’s role.

Yes, indeed a teacher’s role in a student’s life in invaluable and perhaps that is why a better and a greater appreciation of their effort at least in monetary terms is of huge importance.

Especially think about the kind of life you can guarantee with a salary around $35,000 and day to day expenses, they cannot afford a home that is more than $140,000-150,000 at the most.

Well when you consider the 2011 median sales price of houses around $200,000, the calculation is not too difficult to make.

In fact the $150,000 also that I made is not taking into consideration a student loan or any other similar financial obligation that the teacher might have.

If that is also considered well, then housing sure seems out of bounds for a person who is perhaps the backbone for creating some of the best investment wizards in the country.

What Is the Appropriate Teachers Salary?

That surely leads you to the next point as to what would you consider as the ideal salary for a teacher.

Well, if the US Senator draws a salary of around $175,000 and a computer engineer or an investment banker has a salary of $100,000, is it not fair to assume that the teacher’s salary, be in the same vicinity if not equal?

It is the teacher after all that made these professionals qualified enough to earn this type of salary.

Also, the salary cannot have one basic slab.

Just like in many other professions, a teacher’s salary too must follow the demands of living in relatively costly areas and be bumped up on the same parameters as other professionals.

Perhaps this is also a reason why it is increasingly becoming difficult to attract deserving and good candidates for the teacher’s job.

If you see and check the top 10 majors offered by most top ranking colleges, you would be startled to realize that most of them do not offer the education major.

This, in many ways, reflects the unique problem and the perception problem facing the country now and the ever yawning achievement gap that is being observed.

Expense allocation by the Government is in many ways efficient perception management too.

If the Government and the People could vote for a tax waiver for a major player like GM or BankAm, can they not also look at ways of boosting the overall teachers salary across the country.

The biggest advantage of this would be that it can work towards attracting a lot more deserving and quality candidates for the teaching job and also bring them at par with the other professionals.

This step would not just e a major shift in the overall perception of their value in the society but also the value that we hold them in.

If we can respect our teachers, convince our children to be teachers then, surely the huge achievement gap can be managed more efficiently.


When you look at a teacher’s salary, it should not be the single most reason for rejecting or not considering it as a profession.

This, by far, is one of the most satisfying professions of all times anywhere across the globe.

The teacher is often termed as the nation builder and plays a crucial role in better training the students to a brighter future.

Not just that, this profession also has a few other perks like the fact that it is a relatively stable job and in most times recession proof.

The level of uncertainty is far lesser in this job.

While there are times when the going is tough, and you may look to cut down other expenses, you will never really consider pulling your kids out of school.

Additionally, the vacation and leave scenario is also fairly convenient, and as a teacher, you would have sufficient off days every year.

But that said is it worth being a teacher?

Well, the teachers salary often becomes the single biggest reason for dissuading you from taking it up as a job.

Therefore, a relook at the teacher’s salary is of utmost necessity.

How to Become a Business Consultant

The term business consultant invariably conjures up an image of Armani-suited, keen, sharp business dealers.

You normally associate them with success, poise and self-reliance.

They excel in the art of making your business their business and being great at it.

So then I am sure your next question would be how to become a business consultant?

Well being a business consultant is ultimately an amalgamation of several factors which together can make you a competent consultant.

How to Become a Business ConsultantThey help you transform your business models and improve the efficiency rate of your organization in the most cost-effective manner.

So it is very simple to deduce then that if you want to understand how to become a business consultant, it is necessary to possess some skill sets.

The most prominent ones amongst them include

  • Strong organizational abilities
  • Team building capabilities and make a team perform efficiently
  • Strong vision and ability to make strategic calls
  • Look at creating long term solutions
  • Curiosity and a will to learn and stay updated on latest trends
  • Achieve a balance between cost efficiency and quality excellence
  • Create an overall consciousness about business processes

Therefore as you can understand very well the question how to become a business consultant also includes key inputs about personality development as it does about academic excellence.

Academic Requirement to Become a Business Consultant

Education forms a key requirement for excellence in the most professions.

The journey of how to become a business consultant is no exception.

Once you finish your high school, it is a good idea to pursue a course in business management.

This could be either as a special course or a workshop.

Even if your high school does not offer any specific course, you can always look to join a supplementary course in a nearby community college also.

As an aspiring business consultant, the high school is a good time to get an educational counselor to guide you on the way forward as well.

They can guide you on how to get your preparation done and what subjects to choose to optimize your potential.

You could even look at joining a school club that is related to business and business development like the ‘Future Business Leaders of America’ or something similar.

This kind of association will enable you to develop a keen understanding of businesses early on if you are keen to become a business consultant.

Additionally, you can even start a business related club on your own.

The advantage is this kind of club often creates a group of like minded individuals, and you can even continue this through college and enhance your network going forward.

Getting the bachelor’s degree in business or business management is the most important step to further your dreams of becoming a business consultant.

It is an absolute necessity.

Though you might have some companies who would hire you without a degree, it won’t enable you to make a strong foundation that is important for your future success.

Try to participate in the school’s business related clubs actively and establish proper rapport with your teachers.

The bachelor’s degree is not just important by itself; it also enables you to go for an MBA.

Almost any business consultant you might think of in today’s world invariably has an MBA, and this is not possible without the bachelor’s degree.

Therefore this bachelor’s degree serves the dual purpose of enhancing your knowledge gates and opening the doors of future excellence.

That leads us to the obvious pit-stop in your journey to how to become a business consultant.

The MBA degree often creates the pivot point for future excellence.

It gives you a specialization for the kind of business consulting that you might want to pursue going forward.

The MBA allows you to develop your skills in areas like

  • Sales management
  • Administration
  • IT systems
  • Finance
  • Organizational skills
  • Corporate ethics
  • Marketing

This kind of specialty also enables you to further concentrate on your interest area.

In your pursuit of how to become a business consultant, this MBA degree will further enable you to approach the various avenues of consultancy with greater aplomb.

Why Is The MBA Degree So Important?

Well, this is not a necessity in your journey towards how to become a business consultant; it surely opens the doors to better success and surely helps you stand out in a large group.

Moreover, a masters in business administration further enhances your expertise in your chosen area of specialization.

This also ensures that your approach ceases to be less generalized and more focus.

In future, as you try to make your mark as a better consultant, this surely makes a huge difference and can often prove to be your USP.

Another major advantage of the MBA degree is it helps you approach many business houses for internships, creates a community of like-minded fellows and establish rapport with some of the best brains in business management.

In short, in many ways apart from the academic advantage, it puts you in an advantageous position in the networking front too.

Therefore, when you approach big businesses for openings, later on, the connection established during these early years make a lot of difference.

The MBA degree also helps you bring in the perfect balance between the academic training and practical exposure that you need for becoming efficient and competent business consultants going forward.

Experience Counts a Lot

So now that you have the academic armory to further your journey of how to become a business consultant, the next most important front to tackle is the experience.

Yes, indeed experience and exposure to ground realities is that key element in your training process that helps you gauge the real challenges ahead.

It prepares you not just for the theoretical requirements but also helps you customize your consultancy as per the client’s requirement.

In short in the real business world, every firm even in the same sector might be facing different challenges and only a well experienced business consultant can help them navigate better.

Also as you gain more experience in your chosen field, you enhance the opportunity to get bigger promotion and land with better opportunities.

So whether you work for a large consulting firm or have an independent practice as an independent business consultant, experience always helps you to become better professional.

Moreover, it also enhances your promotion opportunity and gets exposure to different types of experiences overall.

As you all know very well, achieving greater success is always a key motivation while you pursue a specific career and greater success invariably also means better monetary success as well.

Go For a Certification

Remember that competition in the corporate world is intense in general.

As a result, the rush is always about getting and most and the maximum mileage from the ever quarter.

This essentially means that you must be absolutely well geared on all fronts to take on competition with ease.

So when you consider this aspect in your journey of how to become a business consultant, one great aspect would be how to do better?

So you have all the necessary academic qualifications, you have gotten the experience front covered as well but what more can you do? Well, certification is the next most important avenue for you.

This again is not a necessary requirement but always a desirable one.

Some employers tend to give extra mileage to all those who apply for it and prefer candidates who have these certifications.

In many ways, it is an enhanced reflection of a candidate’s commitment to excellence as well.

1) Some of the key certifications that you could pursue towards becoming better business consultants include certification from IMC or the Institute of Management Consultants USA.

This is not a simple certification.

Interested business consultants are interviewed by the IMC, and they also need to pass an exam that is based on the IMC’s code of ethics.

2) Another interesting and extremely meaningful certification would be from the International Institute of Business Analysis.

They offer certification in business analysis and a much sought after professional credential.

Of course, it is needless to mention that this certification needs a significant amount of experience as business analysts too.

Business analysis by extension is a key aspect of business consultancy.

Your ability to analyze efficiently often can be the key to advice efficiently.

It can, therefore, be said that all in all a candidate’s commitment and will to excel is well borne out by these series of certifications.

Keep Your Goal in Mind

Often in life, the targets we set up for ourselves and the goals that we strive to achieve are impacted by the experiences and the aspirations that we might have.

As a result, it is important to always remind yourself of what you want to achieve as a business consultant, and the ‘why you want to become a business consultant’ is often as important as how to become a business consultant.

This target setting and goal often plays a crucial role in helping you also design the business strategies that you make for your clients in a specific manner and give them a unique brand experience.

After all, this is a personalized and customized approach that not even the best business textbooks will help you understand.

This is something you can create on your own, and this improvisation will hold you in good stead.

Often this motivation and goal that helped you to become a business consultant will also help you navigate through the tough roads and challenges that you will come across through the course of your journey as a business consultant.

Develop Skill Sets

It is needless to mention that a business consultant will command respect only when they are able to get something valuable on the platter for their clients.

If they only suggest some standard elements, then no client will want to trust their business with that kind of consultant.

Therefore in that context, it becomes extremely important that you learn to develop and continuously upgrade your skills in your tryst to become a business consultant who is the best.

This will enhance both the rate of deliverables from you as well as the overall success that you want to achieve from your profession.

So, whether it is in terms of creating a business plan or writing down a marketing strategy or even your coaching skills, it never hurts to work a little extra on each of these and more.

What they go on to do is improve the overall rate of success that you can achieve from these and therefore give you the confidence to take up greater challenges.

Additionally, you must remember that when you have a good command on certain skills, it gives you more power to take up new projects.

Often these skills also reflect your commitment to excel, and that is reassuring to any client interested in hiring you.

Need For Customized Solution

In your tryst to understand how to become a business consultant who is successful, it becomes extremely material to bring in a level of personalization to your trade.

That does not happen overnight, and neither is it possible through any specific certification.

It only happens when you spend time with your client on every single project, understand the problem points and then look to providing a solution that can bring in long standing gains.

This, therefore in many ways, also a great tool to fashion your working style and thus build a customized brand for you going forward.

Pay Outlook for Business Consultant

As you continue your journey towards understanding how to become a business consultant, it is also important to understand the overall salary structure for consultants. This also helps you in comparing and creating parameters of contrast that can help you decide for or against this profession.

A basic business consultant with a bachelor’s degree can earn anywhere between $60,000 and $90,000.

With every additional degree, you can expect a northward movement in the salary structure, and a MBA business consultant with enough experience can easily get a $100,000 billing rate annually.

Of course, this amount keeps increasing or decreasing as per job profile and the city and sector that a business consultant is based in.

Typically you would see an IT business consultant in NY earn a lot more than what a manufacturing sector business consultant will earn in say Idaho.


All in all, it can be safely said that as a business consultant, you can easily gear up for a challenging and extremely satisfying profession.

It gives you the opportunity to test boundaries, acquire new skills and give wings to your aspirations.

Of course, in terms of skill sets you need to acquire a multitude of these, and there is absolute need to stay updated on each of these.

It is this alone that can help you gain better and more sustained success in your chosen profession.

Therefore in your journey of how to become a business consultant, it is important to understand you have to lead a team and it is not possible to achieve this type of success without first learning to excel.

In many ways, you are like a teacher guiding a class to excellence.

It sure helps that the pay structure is also at par with the top paying professions available.

How to Become a Bank Teller

I explained how to become a personal banker and also an investment banker here and here.

Now I have to explain how to become a bank teller too because these three are the most well-known banking jobs:

When you are deciding on a suitable career, there are some options that come across as hugely attractive because of the kind of stability they offer.

One such alternative can be the choice of a bank teller’s career.

Apart from the fact that they offer an excellent opportunity to work on a reasonable resource, it can be incredibly exciting if you are communicative in nature.

This kind of work offers a lot of opportunities to connect with people.

It creates deep inter-personal links with them.

How to Become a Bank TellerThe fact that they require little formal education is a major plus.

The on-the-job training also ensures that you do not have a lot of preparatory courses to deal with if you want to know more about how to become a bank teller.

Academic Requirements to Become a Bank Teller

So what are the academic requirements if you want to know how to become a bank teller? What can be a big benefit for many with limited education is that the bank teller’s position does not require huge qualification.

1) All you need is a high school diploma or a GED

2) A college degree is not necessary for being a successful bank teller

3) However, if you have a bachelor’s degree in Mathematics or Finance of business, it can be very helpful.

4) This is particularly important when it comes to promotion. The additional degree surely helps in better prospects

5) However, though a college degree is not mandatory, knowledge in the second language is almost crucial.

6) In fact, fluency in additional languages is always a bonus for bank tellers.

It helps as they interact with multiple of clients.

When customers are spoken to in their own language, it always helps to connect better and create a lasting impression.

– Possibility of Certificate Courses

So when you want to understand how to become a bank teller, I am sure one of your key concern might be how can additional education help your career.

Well if you are interested,

1) Some schools offer short courses in bank teller programs

2) These short-term programs also include certification that you can always flaunt and improve your prospects going forward

These certifications can include a wide gamut of courses like bank operations, regulations, ethics and overall teller responsibilities.

These certifications can also help in applying for senior job options and thereby improve the overall career prospects.

Additionally, it creates opportunities for you to have a competitive edge in the overall job market.

So, therefore, the certificate courses enable you not just to work as an efficient bank teller but also improve the possibility of looking for better jobs going forward.

Also in life, sometimes this certification can be a stepping stone to access better career which might not be otherwise possible to the lack of insufficient college degrees.

Additionally, the certification also reflects your commitment towards your superior job expertise and become a better professional.

It surely improves your competence in the required field as well.

Training on the Job

Continuing with your pursuit of how to become a bank teller is the importance of on job training.

While you are on the job, an average bank teller is also tested for their aptitude on various facets like budgeting, computer understanding and competence with figures.

A bank teller handles a lot of cash and personal information.

So, it becomes important to sensitize them in maintaining secrecy plus they have to pass through background checks.

There is always a risk of people misusing the crucial information that is available to bank tellers.

As a result, this type of training improves the overall competence and rules out the possibility of people misusing confidential information.

During the on job training of a bank teller, it becomes important for them to become well versed in computer applications, cash counting and processing of the checks.

They are also trained in ways to deal with different types of customers and maintain the bank’s security and overall compliance methodology.

Auditing of the bank’s papers also is of prime importance for the average bank teller.

They also learn the intricacies of issuing bank checks and traveler’s checks as well.

Bank Teller Salary Outlook

Now that you are training on how to become a bank teller, one key consideration is what kind of the salary prospects it offers.

1) The average bank teller salary for entry level employees is about $11.06 per hour

2) Overall cash earnings for entry-level tellers is almost around $2K in bonuses, and profit-sharing proceeds can be as much as $3K

3) In case of individual bank tellers who particularly excel in performance, they can stretch up to $19-30K

The bank teller salary outlook, however, differs from one location to another.

The strategic positioning and the importance of branch also go a long way in deciding the bank teller’s salary outlook.

Centrally Located Branches in the Urban Region

It goes without saying that more centrally located branches in the urban region have a much better salary payment structure.

The relative rush and customers that you would handle in this kind of branches are also greater.

Therefore, the bank teller’s salary prospects are well in line with the overall time and hours that is spent.

Also given the fact that their job prospect is well regulated and the timing is fairly stable, the bank teller does not use a lot many hours so the salary is in sync with the basic job prospect.

This is exactly why the bank teller’s job also guarantees a relative level of satisfaction with the whole game plan.

A survey indicates that this is also a fairly satisfying job which is also reasonably stable.

So, it is ideal for all those who do not have huge academic qualification but are keen to have a job to make a living with, but not a good option for those who want to become successful financially and have financial, time and location freedom.

Therefore when you are considering the various options of how to become a bank teller, it is quite understandable that this is one of those jobs that do not require a lot of academic qualification but demanding in terms of physical labor.

It also requires excellent communication skills and being bi-lingual or multi-lingual is a major advantage for a bank teller.

Bank Teller Skills

Now that you learned how you can become a bank teller, I give you some more information about the skills that a bank teller has to have.

Often you would have heard that learning how to become a bank teller is a good way to begin your banking career.

I am sure one basic question that might come to your mind is that apart from the basic academic qualification, what other bank teller skills you should master to make an impact.

Well, the bank teller is perhaps one of the easiest and earliest gateways to a banking career.

You can make a mark even with no experience or without a degree in finance or accounts.

However, it is not that easy either.

You must be prepared to face the challenges that this profession brings forth.

The first and foremost step in your journey towards how to become a bank teller is to master the basic skill sets that make you stand apart in a crowd.

While your typical responsibilities would include:

  1. Cash Handling
  2. Customer Care
  3. Handling special transaction

But you must understand that you are the first point of contact with the customers.

You are often the face of the bank to the average customers.

So it is extremely important that you are polite, courteous and of an extremely pleasant disposition.

Under no circumstance would you become unnecessarily irritable and often take care to be extra polite to those who are specially abled.

Whenever you are greeting clients, you should do that with a smile on your face and gladly pass on any kind of information that they might be looking for.

After all, the average customer who comes to the bank is not very well versed with banking formalities at times.

It is only your conduct as a bank teller that can enable them to have a rather pleasant experience and convince them to regularly undertake banking operations.

The ability to keep a secret is another primary bank teller skill that you must master.

Remember that as a bank teller; you interact with a lot of customers and they might sometimes confide in you some key facts about their banking operations.

Remember to maintain secrecy and respect the trust they have in you.

Additionally, as a bank teller, you also serve as a record keeper and deal with a lot of key details in all these matters and often become the key reason why someone gets selected over others.

1. Academic Qualification

In the journey of how to become a bank teller, what role does academic qualification play?

Well, we all know that this one does not require a lot of qualification and as long as you are good with numbers, a mere high school diploma is sufficient to guarantee a job interview for you.

But at the same time, you have to be sharp with your mathematical skills and accounting abilities.

After all, if you are not sharp with mathematics and accounting ability, it might become a roadblock in your overall road to excellence.

In case you are apprehensive, you can even look at taking on additional lessons in finance, mathematics and other relevant subjects for a greater and better grasp of the overall subject matter.

Moreover, if you are applying for the job with no experience, this additional educational qualification will help you make a mark in the overall job market as well as create a strong case for promotion in your career eventually.

The academic excellence can also pave the road for a faster scaling up in your profession where you are able to cope with the associated challenges in a more experienced manner too.

2. Eye For Detail

One bank teller skill that you must master in your journey to how to become a bank teller and chart a better career graph is the eye for detail.

You are dealing with a lot of money and lot of people’s money.

Even if you placed a decimal by mistake somewhere, you could be creating havoc with a lot of people’s hard earned money.

While the introduction of computers and automation of services have ensured that a bank teller’s responsibilities have reduced significantly, the fact remains that even then there is a margin for significant error.

As an astute bank teller, it, therefore, becomes very important that you are careful with every entry that you deal with and remain cautious about every zero that you might be putting in.

This alone can ensure that the bank details remain sacrosanct.

Not just in maintaining the sanctity of a person’s account, this eye for detail can be useful even in noticing discrepancies of any.

Suddenly if there is any huge transaction in an otherwise dormant account or a major money transfer in an account which normally sees the low transaction, an alert bank teller can easily notify higher officials.

3. Bank Teller Resume Skills

Now that you have pretty much understood how to become a bank teller, the concern could be how to fashion the resume skills in a way that they attract the appropriate attention

Well a bank teller resume skills need to incorporate some key elements and these include

1) Ability to handle a large amount of cash with ease

2) Efficiency with numbers and all software used in efficiently conducting banking transaction

3) Servicing customer needs with aplomb and shining through the various challenges posed at those junctures

4) Maintaining a healthy relationship with all customers as their first and most important relationship managers

5) Ability to be efficient handlers of records and maintain records with acute efficiency

6) Highlight the ability to undertake special transactions and keep a strong disposition towards maintaining discretion wherever required

7) Having a clean background and absence of any objectionable criminal offence.

8) Ability to keep confidential data under wraps without leaking any detail that might be of consequence to the bank and its customers

9) Ability to attract business through your pleasant disposition and ability to attract more and more customers over a point of time.

Apart from these, the bank teller resume skills should also be looked as a vehicle to highlight your personal achievement in a reader-friendly manner without it appearing as unnecessary bragging.

For example, you should highlight facts like

1) An early or out of turn promotion

2) Consistency and diligence in customer service

3) Ability to consistently serve up balanced accounts reconciled to even the last zero

4) Associated degrees that you might have earned during your service

5) Praise that you might have earned for your diligence, positive attitude and pleasant dealings with customers

6) Business that you might have brought forth through your initiative.


The journey to how to become a bank teller is a lot of self discipline and ability to cope with challenges with aplomb.

It is one of the most brilliant ways to highlight that if you have a strong will, the lack of appropriate degree will never be a roadblock for a brilliant career ahead.

Even with a high school diploma you can often become the change-maker and chart out the prospect of a successful banking career.

Often the bank teller skills become your primary tool for success is the ability to connect with people and alert approach.

In reality, these are the two most important assets of a bank teller.

If you are able to connect with people better, they will approach you again and again and do more business with you and the bank.

Alternatively, they will also spread the word and often convince others too who might be facing issues with banking transactions.

When you are alert as a bank teller, you can quickly spot business opportunities as well as bring any potential discrepancy to the forefront quite fast.

This will ensure that not just you but the bank too gains with an association with you.

That makes you indispensable.

Business Analyst Interview Questions

If you are interested in knowing how to become a business analyst, I will present a step by step guide towards this goal.

You can read my more detailed article here to learn more about getting a business analyst.

To become a business analyst, some educational requirement and the research needed.

But you also need to take a closer look at the key question, are you cut out to be a business analyst.

You need to undertake a comprehensive study of the overall requirements and key personality traits that you must develop.

We also keep you abreast with the latest interview questions to become a business analyst to help you come out of the interview with flying colors.

Business Analyst Interview QuestionsBusiness analysts are essentially professionals who are responsible for highlighting the changes required.

They also identify pressure points and jot down all the requirements for efficient implementation of business.

If you are interested in becoming a business analyst,

1) You must have a bachelor’s degree in business administration or business management, accounting, marketing or related financial field.

You may even complete your bachelor’s degree in IT, computers or information technology

2) Go for as many associated certifications as you can

3) Must possess analytical skills, troubleshooting abilities and get communication skills

4) Must master expertise in Oracle, PL/SQL, C# and related programs

5) Gather experience of at least 3-5 years

But all of these preparations will only take you to the point where you develop the capability to apply for the top business analysts jobs.

However often it is the interview questions that put potential candidates in a difficult position, and they are unable to make the right impression.

Well, one simple tool would be to master the required qualities needed for becoming a business analyst and be prepared for any eventuality.

Business Analyst Interview Questions

So the question is what are the most tricky interview questions?

How should should handle these interview questions to guarantee bagging the job?

Well here is a quick rundown of some of the popular interview questions to become a business analyst:

1. Tell About Yourself

This is perhaps one of the most common interview questions for becoming a business analyst.

It looks quite a straightforward query.

But it can often be rather vague too.

You would be in perpetual doubt if you said too much or too little about yourself.

Also, it is one of those questions that if used appropriately can create the right type of impression about you.

Our advice would be to tackle this question head on.

Instead of conjuring up a long winding reply, go for a short, crisp and striking summary about yourself.

In fact, see how you can turn this key question in turning the direction of the interview towards a direction that puts greater focus on your area of expertise.

This could also highlight the key qualifications that could set you apart from the rest of your peers and could even help you bag the job.

The idea is to bring your strong points to the foreground and avoid detailing your weaknesses.

2. Behavioral Questions: Tell Me About a Time You….

Well, these are essentially interview questions that are crafted to help the interviewers understand how well you used the knowledge acquired for resolving a conflict.

It could be ranging on any issue and essentially framed to understand the specific skills that you might have used to solve a crisis successfully.

Not only is this question a tool to bring forth your ability to address crisis successfully but also an indicator of your temperament and approach.

It can also highlight your multifaceted capability to handle a wide range of topics in one go.

3. Terminology Is Important

Often you might have to face fundamental interview questions to become a business analyst.

From what is the meaning of xx term to what is the function of xx application, the interviewer often uses these questions to assess your core competence levels.

The interviewer often uses these questions to also properly gauge how well rounded your fundamental understanding is?

Whether these are about business processes or data specific, the best approach is to give a brief explanation and then use a real life situation that you have been associated with to further explain the answer.

This approach serves a dual purpose.

On the one hand, the interviewer understands how deeply you have grasped the specific topic.

On the other hand, you can subtly let the interviewer know about the fact that you have dealt with a situation successfully involving these key data points or business process.

If it was a criterion of excellence, then quite effortlessly you have conveyed your superior experience in dealing with it and also successfully resolving it.

4. Ways to Deal Different Stakeholders

In your tryst to know how to become a business analyst, one of the key challenges is the way you can take various stakeholders on board in the same go.

If this question does come up in any fashion, it will provide you relevant insight into the challenges that you might have to deal with at your work if you happen to accept the offer.

Therefore you can be on your guard and efficiently weigh out the pros and cons before making the decision.

This is also a wonderful opportunity to highlight your soft skills and bring forth the gamut of experience that you bring on board.

This could effectively help you compensate a skill set you might be lacking in.

So, if you are keen to know the interview process for how to become a business analyst, it can be very wide ranging and expansive from fundamental knowledge to a candidate’s ability to speak and leadership qualities.

The best approach is to avoid long winding and irrelevant details and keep it short and crisp.

Use examples involving you in different real life situation with regard to the topics discussed to highlight your wide-ranging experience base.

It is imperative that you keep a calm facade while handling the interview questions and not get flustered by topics that might not be your strong point.

Often the approach more than the topic you answer is what will help the interviewers make the final call about you.

How to Become a Business Analyst

Business analysis has emerged as one of the sunrise sectors of the 21st century.

In many ways, it provides that crucial bridge between a company’s overall objectives for business and its IT capabilities.

Business analysts play the role of the key link that helps a firm optimize its business objectives.

In many ways, a skilled business analyst can play a significant role in improving a firm’s profitability as well as productivity in the long run.

In a scenario of a rapidly changing and ever dynamic marketplace, a strong business analyst often provides the competitive edge.

Basics of Business Analysis & What an Analyst Needs to Understand

Before we proceed to how to become a business analyst, it is important to understand the key responsibilities that a business analyst has.

After all, it is this understanding that will enable you to the challenges and demands associated with this job profile.

It help you to know how exactly should you prepare yourself for experiencing an absolute success.

Therefore, in very simple words, it strives to bring in a structured, disciplined and overall united approach to the entire process of analyzing businesses.

Become a Business AnalystFrom analysis and identifying key channels of growth to working on final figures and observation, a business analyst covers every aspect.

This is exactly why the business analyst can serve multiple roles across industries:

From looking after data to being the key troubleshooter to even becoming the researcher, writer and management consultant depending on the need that is identified by the entrepreneur.

So if you are planning to make it big as a business analyst, there are some key skills that you must specialize in.

These include:

  • Proper listening ability
  • Being flexible and open to change
  • Capable of multitasking and handling multiple challenges simultaneously
  • Being able to prioritize
  • Capable of addressing the requirement of multiple stakeholders
  • Great at negotiating and hard bargaining depending on the need
  • Capable of taking firm decision based on needs

Additionally, this understanding also helps you to prepare better for the associated tests that help you qualify as a business analyst eventually.

How to Become a Business Analyst

These are the things you have to know if you want to become a business analyst:

  1. Business Analyst Job Description
  2. Academic Requirement
  3. Get an Edge over Peers & Land up with the Right Job
  4. Business Analyst Salary

1. Business Analyst Job Description

Here is a quick lowdown on the business analyst job description:

1) A business analyst needs to be extremely alert and agile in terms of job delivery

2) They need to be adaptable to an organization’s demand and be able to constantly change as per the demands of the times.

3) It creates the ability to innovate in the complex business environment

4) Business analysts also make organizations optimize the efficiency even amidst challenging environmental condition

5) A Business Analyst is instrumental in driving product innovation and launching fresh products in the market.

6) It is only through detailed business analysis that a company zeroes in on creating cost-effective service model and efficient product launch

Along with all of these, the business analyst also outlines the project requirement.

They also do the necessary communication with various stakeholders

Sometimes they have to create a dialogue channel with the related stakeholders and business facilitators.

Therefore, as you can understand from the business analyst job description, it comprises of many facets and a comprehensive coverage of the overall business processes.

This clearly makes it very important for you to have an expansive and detailed understanding of multiple facets of business and how exactly they can impact the basic running of the business.

2. Academic Requirement

That inevitably brings us to the next pit stop, i.e. the academic qualification required in your quest to know more about how to become a business analyst.

Well, after you finish the basic high school degree, you need to prepare yourself for a bachelor’s degree or even higher.

It depends on the overall ambition and aspiration that you might have.

While pursuing your bachelor’s degree you can look to major in any one or more f the following subjects:

  • Technology
  • Finance
  • Management
  • Accounting
  • Data analysis.

Most organizations are also now open to taking up fresh college graduates as business analysts.

The reason is the challenges that current business environments provide and the dynamic nature of the overall business environment.

If you see current trends and chalk out the career graph of business analysts, you would notice that most initially work as system analysts, financial analysts, functional analysts, data analysts and related positions before finally making the mark as efficient business analysts.

As you grow up in the career chart and learn to take up more responsibilities, you are promoted as senior business analysts.

Needless to mention the academic requirements keep increasing as well.

More often than not as a senior business analyst you are required to take up specialization like SAP, ScrumMaster or even Agile.

You could even proceed from the position of a business manager, business architect and finally move to a VP level position in the overall career chart.

Independent Jobs and Projects

The business analyst at this juncture becomes capable enough of taking up independent jobs and projects.

He sometimes also plays the role of a consultant working simultaneously across multiple industries.

Therefore, you can easily understand that business analysts as a rule of thumb have varying degrees of technical knowhow.

They apply different degrees of different types of the knowledge base to approach and resolve a problem.

Some apply their technical know-how and expertise in IT processes.

But there are some who seek to apply the overall level of competence in business processes and financial management to get to the root of a problem.

Of course in the interim, if you are interested you could also work towards gaining certification in many business processes that help you get an edge over your peers.

This could range from certification in SAP and related processes to financial management and its many related facets.

The purpose of most of these certifications is to help you stay on top of the existing trends and keep updating your knowledge base in sync with modern demands.

This is exactly why you could also look at applying for a BS in Computer Science in your pursuit towards how to become a business analyst.

3. Get an Edge over Peers & Land up with the Right Job

In this context, when you are keenly studying a business analyst job description, you will be keen to understand as to how you can work towards becoming better than the best in your job.

After speaking to several industry leaders and business analysis veterans, we have understood that finding the right job is one of the most important challenges.

While you can always apply for a job via monster.com or related job sites, the right fit inevitably takes a lot of patience and perseverance from an individual.

But you must also remember that this patience will help you stand in good stead in terms of attaining long-term success and better prospects of future success.

When you are a fresh graduate, and just out of school you might often think that you will land up with the right job almost instantaneously.

But that is hardly the case.

Most times it so happens that the right job is at an elusive point where you can reach only gradually.

You must understand that there is also a process involved in how to become a business analyst, master of processes.

But that does not mean you don’t do anything until that point.

You must continue to take up any opportunity that comes your way and never slacken the networking channels.

Your hunger for getting the better of acquiring numerous skill sets is what would set you apart in the overall tryst for better success, more financial gains and greater aspirational success.

It is these baby steps that would take you to ultimate success.

4. Business Analyst Salary

That essentially brings us to next primary point of discussion.

What is the business analyst salary?

It is important for you to understand the salary ramifications because, in the long run, it is this key consideration that can help you handle the basic choice that you make.

The simple corollary is why you would want to become a personal manager at a bank rather than a bank teller though you can get the later position with much lesser qualification?

The key reason would be better salary prospects and a promise of a better quality life going forward.

In the same way, it is important to consider the salary structure and overall financial outlay associated with this position.

Well for starters, let us probe into the entry level business analyst salary and how it fares with many other related or similar professions.

As a business analyst, you start off:

1) With an average salary of $56,000 annually

2) Overall cash allowance in entry level business analyst salary could at times exceed $10,000 from the various bonus elements earned

3) For some exceptional professionals with compelling area expertise, the salary might even have as much as $7000 from a profit sharing understanding

4) So while the average is pegged at the mid 50s, an entry level business analyst salary could vary from as less as $41,000 to as much as $80,000

When you consider that this is just the entry level business analyst salary, I am sure that as a seasoned professional it is not difficult for you to make some basic back of the hand calculation about the overall ramifications going forward.

It is but obvious that after you achieve a certain amount of competence in this field, you will be able to fare even better and make relatively more money for yourself as a business analyst.

Some of the key determinants that are responsible for deciding the exact salary structure include

  • City
  • Employer
  • Overall skill sets and additional certifications
  • Job experience and exposure
  • Nature of exact job and its impact.

This essentially means that no one salary rule would apply to all business analysts.

Therefore, when you delve deeper into understanding how to become a business analyst, it is extremely important to look at the various associated elements that go on to the making of an overall business analyst and the job that they have to deliver.

Remember the financial remuneration is deeply associated with the final deliverable.

The gender difference could also have an impact on the overall salary payment in the longer run.

Nearly 60% of those drawing entry level business analyst salary are men.

It is observed that over the extended future, this might have certain remunerative implication on the overall pay structure.

Apart from the straight business analyst salary, there are some associated professional perks too.

Most of the concerned business analysts enjoy medical and dental coverage providing them expense relief to a large extent.

Survey Conducted by Payscale

Payscale conducted a survey with respect to business analysts salary.

According to this survey, most business analysts are highly satisfied by their job.

And, the resulted salary structure too ensured average contentment.

A business analysts’ job has some of the most positive features including:

  • Satisfactory pay scale
  • Overall job satisfaction
  • A good balance of effort and pay
  • Training and expenses involved at par with the salary tat is paid to the professional
  • Number of hours that is used up in relation to the salary paid

All in all then it can be easily said that the business analyst salary, makes it one of the lucrative job offerings in the market.

When you look at the various slabs of payment with various level of professionals the various salary structure proceed as follows:

  • Entry Level Analyst: $55,000-70,000, possibility of earnings up to 8% bonus
  • Mid-level Analyst: $55,000-95,000, can earn a maximum of 10% bonus
  • Senior Level Analyst: Can earn up to $150,000 with bonus earnings amounting to 10%

Therefore the US average in terms of a business analyst salary is close to $50,000-110,000 with an average of 10% bonus prospects.


Therefore, when you look at how to become a business analyst, the entry level salary of business analyst becomes a key consideration.

The average salary outlay of several professionals is almost half the amount that an entry level business analyst earns.

This fact often becomes the key factor why it is such a lucrative professional option for those who have the resources.

In fact, the handsome initial salary prospect also makes it a viable option for many.

The reason is that these might have to take the aid of student loans to finish their education roadmap and start off a career.

The good news is this is one of the professions that prepare you for the every dynamic and changing market environment.

No one can accurately predict the job market realities going forward.

But, when as a business analyst you are well geared to stay updated with the latest trends, it sure helps the overall prospects.

There are many factors that can truly bring out a competitive edge for you.

They can make you shine brightly in comparison to your peers in the longer run.

These factors are the basic aptitude and ability to multi-task with a keen sense of applying process knowledge on a plethora of factors.

How to Become a Hedge Fund Manager

If you are looking for a career in the financial markets, I am sure you might have thought about the hedge fund manager post.

The hedge fund managers are known for their suave business sense and extremely successful business prospects.

Given the high salary structure and extremely attractive bonus packages, becoming a hedge fund manager is one of the most sought after opportunities.

So then the question is how to become a hedge fund manager?

And what are the hedge fund managers key responsibilities?

Well, you have to understand that compared to a conventional investment professional, hedge fund managers have a rather challenging job profile.

How to Become a Hedge Fund ManagerThe dynamics of this professional makes it stand out in the crowd.

The Hedge Fund Manager’s Job

Before you consider becoming a hedge fund manager, it is imperative to understand the job profile.

You need to understand the key responsibilities that they have to take up and the challenges that they have to face.

This will give you a realistic view about your competence vis a vis this career.

Well, first and foremost, we have to understand that the term hedge fund denotes a financial instrument that maximizes the returns and minimizes the risk.

Well, this is a direct outcome of the overall strategy that is applied.

Therefore, a hedge fund manager is someone who specializes in charting out these strategies.

They create financial solutions that maintain the return scope without exposing your investments to additional risk.

Hedge Fund Managers Create a Variety of Funds

They invest across asset classes like stocks, Futures, Bonds and even unregistered securities.

The whole idea is reducing the risk without meaningfully impacting the return outlook.

Moreover, the idea is to maintain the returns even in falling market scenario.

Typically hedge fund managers work in different kinds of working environment.

They could either be part of large hedge funds or work for small boutique funds or mere individuals with significant investment.

Remember becoming a hedge fund manager is all about learning how to keep the profit channels abuzz irrespective of the market conditions.

The market could be reaching new highs or nose diving to multi-year lows, as a head fund manager, you have to know how to generate fresh returns at all times.

So the Question Then Is What Are the Key Duties of a Hedge Fund Manager?

Well, you would say, it is all about managing the fund efficiently and maintaining the gains in every possible scenario.

Well, they achieve it using a combination of elements:

  1. In-depth research and analysis of the market trends
  2. Analyzing the market movements in a detailed fashion
  3. Identifying the most appropriate assets to invest in
  4. Creating an investment portfolio
  5. Investing in assets to create long-term value
  6. Expanding returns by increasing leverage
  7. Being able to anticipate market movement and take precautionary measures
  8. Organizing client meets and advising them on investment methodologies
  9. Helping clients in taking up the best possible investment route to maximize their returns
  10. Convincing potential clients about taking up a certain investment route

How to Become a Hedge Fund Manager?

So the next point would be the steps involved in becoming a hedge fund manager.

It involves multiple steps, combination of qualifications and experience too.

But before anything, if you are keen on becoming a hedge fund manager, you have to develop an understanding of the markets.

Remember the absolute return is all about creating a sustainable long-term profit opportunity.

That is not possible without an in-depth understanding of the market.

While there sure are many kinds of academic qualifications that can prepare you for the job, the fact remains that the hedge fund manager’s job also involves a lot of intuition.

But you can always argue that more than being born with this intuition, an efficient hedge fund manager acquires them on the job.

Hands-On Experience

Yes, indeed hands-on experience in anticipating the nitty-gritty of the market is a key catalyst in helping you develop your deep sense of intuition.

Diligence along with passion and intuition are very important characteristic traits for anyone interested in developing a deep sense of market maturity.

Yes, indeed that is a keyword. A relative maturity in market dealings is what helps you identify trends and create profitable combinations.

Remember a hedge fund is inevitably about combinations that can generate returns in falling market as well as when stocks are rising.

One of the simplest ways to achieve it is via effective diversification.

In this context, you have to understand that effective diversification happens when you are aware and expert about the various asset classes that you could possibly invest in.

After all, you have to remember that every asset class works in a unique way.

If you are not thorough with that, you can easily book losses and defeat the entire purpose of dealing with the hedge fund.

1. Academic Qualification for Hedge Fund Manager

Therefore, the point to ponder on is what are the educational qualifications required for becoming a hedge fund manager?

Well, first and foremost you have to understand that given the huge salary outlook, competition is rather fierce.

Therefore, right from the word go, excellence in your performance is a key factor.

You need to choose the most appropriate bachelor’s degree and make sure that you maintain a consistently good performance.

In many ways, choosing the right bachelor’s degree helps you chart out the most profitable career path in this field.

Studies indicate that most entry level hedge fund job openings need you to also get a master in any of the business disciplines.

You can choose business majors like:

  1. Economics
  2. Finance
  3. Accounting

Even a Business Administration degree stands you in good stead to channelise your growth and develop the necessary business acumen.

Apart from a comprehensive degree, it is often imperative to choose an appropriate institution to pursue your degree from.

Remember that this can play a crucial role in helping you develop a sharp sense of business understanding.

It will also help you fit into the role of a hedge fund manager in a variety of firms, be it big or small.

Apart from the basic role of hedge fund manager, you can take up specialized responsibilities like:

  1. Asset manager
  2. Hedge fund analyst
  3. Hedge fund trader

Alternatively, you could also look at an accounting degree if you are keen on becoming a hedge fund manager.

This will help you develop a deep understanding of the variety of accounting and tax related principles in the investment world.

Let’s say if you have a fascination towards positions like hedge fund accountant, you could easily go for this kind of degree.

However, there are a few other subjects that can help you develop expertise in being an effective hedge fund manager.

This generally includes degrees in:

  1. Economics
  2. Statistics

It also helps develop your macro understanding of the various facets of hedge fund investment.

Additionally, it provides you with the ability to handle a variety of other related positions in a hedge fund like risk analysis, economic analysis and even gauging the political ramifications on hedge fund investment.

You must understand that these are all necessary elements of being a hedge fund manager.

This is because they help you develop a keen sense of focus and ability to understand the strategic importance of a variety of functions in hedge fund investment.

2. Quantitative Analysis & Hedge Fund Investment

Quantitative analysis is also a much in demand sub-section of hedge fund manager’s job profile.

The demand for quant analysts are increasing.

Therefore, more and more hedge enthusiasts are also looking at avenues to create an expertise in a variety of these algorithmic trades and quantitative understanding of the market.

An in-depth degree in mathematics and statics is an absolute necessity to gain expertise as a quantitative analyst.

You could even opt for a Bachelor of Science degree in physics, computer science, mathematics or even engineering can serve the overall purpose.

Some academic institutions, however, offer specialized degrees in financial engineering and quantitative analysis.

This helps you develop a specialized focus right from undergraduate levels.

It is needless to mention that this kind of academic qualification will, no doubt create a distinct level of specialized focus and go a long way in making sure you have the edge over your peers.

You must understand that the hedge fund market is extremely competitive and more the number of specialized degrees you have, the better is the scope for your future growth.

Moreover, a Specialization Also Enhances Your Area Expertise.

This decidedly makes you better geared to take the advantage of the available opportunities.

The strategies that you can decide on the basis of this specialization also further seal your position as an efficient hedge fund manager.

Additionally, quantitative analysis is one of the most popular and upcoming trends in the investment world.

Therefore, by taking up this specialization, you can tackle the challenges of the financial world a lot more efficiently.

Education at the top institutions also means that you get connected with some of the top names in the industry.

Most of your classmates go on to become noteworthy investors and fund managers.

Therefore, you can easily create a circle of notable connections and friends who can help take forward your investment initiatives a lot more efficiently.

3. Do You Have the Aptitude to Be an Efficient Hedge Fund Manager?

However, education qualification is just one part of the story.

One important step in how to become a hedge fund manager is the simple fact that you should have the aptitude for it.

After all, becoming a hedge fund manager is as much about academic proficiency as it about personal interest.

This is because the hedge fund managers’ job is a relatively high-stress position.

Though the handsome salary compensates for the hard work and the stress associated with the job, you need to be clear about your personal preferences.

Apart from the related stress, you also have to understand that the hedge fund industry is terribly competitive.

If you do not have the right combination of passion and drive, handling the pressure can be a rather uphill task.

You have to understand that along with theoretical understanding, you also need to have the will to handle the stress.

Apart from this, your aptitude that can help you in becoming a hedge fund manager also includes other skills:

Business acumen:

It is about how deftly you can handle money market pressure and anticipate developments.

This will no doubt increase the rate of your success in a decidedly pronounced manner.


This essentially dictates the kind of drive that you bring into your profession.

An efficient hedge fund manager will leave no stone unturned in getting the maximum value for efforts and initiatives.


This is one of the most intangible factors in the money market.

Often people approach a hedge fund over others is simply the reputation of the fund manager.

If the fund manager has a reputation of credibility and authenticity, a lot more people would be interested in investing in the hedge fund.


Reliability and reputation go hand in hand.

If you want to understand how to become a hedge fund manager, it is extremely important to understand that reliability is important.

If you have earned a name for yourself as a reliable hedge fund manager, you can easily gain better clients.

4. Don’t Stop the Learning Curve

Have you ever wondered what a hedge fund manager’s biggest asset is?

In many ways, more than the academic degrees or personality traits, it is the individual’s will to learn from experiences.

Be extremely receptive to changes and the million new facts that are happening all around you.

Never think that you know enough and there is nothing more for you to learn.

That could very well be the end of your hedge fund career.

If you want to become a hedge fund manager with a track record of success, you need to further the learning curve at every instance.

If you are keen on becoming a hedge fund manager, it is extremely important to continue studying the field that you are working in.

There Is a Variety of Hedge Fund Specific New Journals and Reports

Detailed study of these can always help you in gaining better insight and depth about the hedge fund industry.

It also stays on top of the latest innovation and trading trends.

As you invest time in learning about the various mechanism of the hedge fund industry, your prowess also improves.

This acts in your favor, and you are able to sharpen your skills further.

Another major source of learning is how other major hedge fund managers are conducting their trade.

Often the lessons that they offer by simply following the trading methodology that they adopt is quite inspiring.

Pretty much like the ancient times, when the teacher taught more by experience, you can just choose any legendary hedge fund manager.

By just following their unique trading method to garner more experience, you can learn to master the art of investing their way.

This process is very handy and often yields far better results compared to what you would learn from books.

5. Create Relationships

In the world of finances and especially if you want to become a hedge fund manager, you cannot deny the role of active networking.

We mentioned it a little earlier in that how one can advantage of gaining the education in the top schools is an opportunity to build relationships.

The dynamics of the financial industry is pretty dependent on relationships.

Therefore, it goes without saying that becoming a hedge fund manager is a lot about creating lasting relationships as well.

Often the relationships that they establish can help further their trade a lot more active than otherwise.

Whether you need capital to start your fund or willing investors for the new fund that your company is launching, these relationships can go a long way in furthering your necessity.

Even if it is simple advice or a confirmation of the key policy that you are following, these relationships can be rather handy.

They do not just help you with additional insight, but often for hedge fund managers, this becomes the necessary reiteration of their beliefs.

On the whole, you must understand that strong relationships and networking often form the foundation of a thriving investment career that you aspire to have.

Networking comes in rather handy for a hedge fund manager when you float a new fund.

Hedge Funds Hardly Have Any Promotion

Unlike mutual funds, hedge funds hardly have any promotion.

So these networking channels can always take the word forward for you and help spread the word about the new fund that you might be floating.

On the whole, networking also results in quick dissemination of information in the known circle.

This enhances the acceptance and performance of the fund that you might be associated with it.

Needless to mention it also helps in creating a better response and as a hedge fund manager, it is of primary importance for you.

6. Make a Beginning

Let’s say you get a great degree from a top rated financial/business school.

But does that mean you can instantly become a hot shot hedge fund manager?

To learn how to become a hedge fund manager, it is essential to have patience and start from the bottom.

That is a primary prerequisite.

This hands-on experience in the field will go a long way in sharpening your financial acumen and strategising prowess in a far more effective manner.

Even the best of the books can’t prepare you that efficiently.

This is why you must join any hedge fund at the beginning as a hedge fund trader/analyst and then go on to become full-fledged hedge fund managers eventually.

The benefit of this kind of hands-on training is you are not dependent on any theory or idea or even a style of working.

You are in sync with ground realities, and this type of first-hand experience always helps you in improving your personal investment maturity and understanding.

Developing the Gut Feeling and Instinctive Trading Nuances

In many ways, this also helps you in developing the gut feeling and instinctive trading nuances.

Perhaps you haven’t realized, but gut feeling is an inseparable aspect of successful trading.

Gaining first-hand experience at the junior levels also helps you in furthering your networking skills.

There is no better way than being at the hub of all the activities and then building better relationships based on that.

Often relationships that you forge at this level of your professional journey stay with you forever.

They can help you achieve many successful feats and take you relatively higher in success filed.

Another big advantage for those working in the hedge fund industry is that they can easily understand the latest trends and follow them closely.

7. Marketing Plan Is Crucial

Becoming a hedge fund manager is also a lot about becoming a strong marketing person.

You have to understand that the hedge fund that you create or you are trying to sell is as much a product as toothpaste in a grocery shop.

Therefore, just like the toothpaste needs some bit of planned promotion and marketing, the hedge fund too needs the same type of care and concern.

Therefore, a hedge fund manager has to be a deft marketing person as well.

This will guarantee a strong upward journey for the fund over the longer term.

As a hedge fund manager, a strong marketing plan will act like an insurance against future failure.

Proper marketing will make sure that the response to your product is positive.

Marketing is not just about strong promotion.

It also means that you need to present the product suitably and in a completely acceptable manner.

To become a successful hedge fund manager, it is important to pay attention to even the smallest details like letterheads and business cards.

That will ultimately create a sustainable image and long-term accountability for the product that you present to investors.

8. Look for Unadvertised Job Opportunities

Becoming a hedge fund manager isn’t simple at all, but you can value add and make it a winning proposition by introducing some simple tips.

First and foremost, how do you go about looking for jobs?

Newspaper clippings, postings on job sites and reference based interview calls are passed.

Try out a brand new approach.

Make information as the ultimate power.

Use your hunger for knowledge and curiosity for excellence the channel to drive future growth in a sustained and stable manner.

So how exactly would you go about it? Make a list of some of the rather dynamic hedge fund houses and make information based calls to them.

When you place this kind of calls looking for information to these small and dynamic hedge funds, they will be able to identify the passion that you bring to your job.

It is needless to mention that this becomes a great way to grab training and job offerings with the great pay scale.

Also, this type of initiative highlights your passion and commitment towards becoming a hedge fund manager.

As a result, this becomes the first step towards gaining the respect and acknowledgment of your fellow colleagues.

It also makes you a more valued employer.

This makes the journey up the hierarchy ladder a lot smoother.

This further improves the chance of your job being a far better fit in terms of suiting your passion and proficiency.

You can approach the shortlisted firms, explain who you are and then offer to take them out for coffee or a treat.

In return, make a simple request to learn more about what the hedge manager does and the related details.

Use this as an active source of enhancing your network as well.

Therefore, this acts in a two-fold manner to further your dream of becoming a hedge fund manager.

9. Aggressively Apply for Hedge Fund Manager’s Jobs

The hedge fund space is identified by severe competition and stiff peer pressure.

Therefore, applying for jobs as hedge fund manager can’t be simple either.

Don’t keep waiting for an advertisement about the job vacancy.

It is extremely important

  1. To approach companies on a one-on -one basis
  2. Connect with a variety of hedge fund groups and journals
  3. Add a CFA or CHA designation to your repertoire
  4. Attend conferences to connect with famous professionals

Once you have applied to a hedge fund, don’t just rest easy.

It is always great to wait for a few days and then follow up with a phone call.


When you are exploring how to become a hedge fund manager, remember that most firms are looking for smart, committed and passionate professionals.

Therefore, if you have the relevant degrees from some of the best academic institutions, simply get on with the job.

At the initial level, working as an intern can be a great beginning towards becoming a hedge fund manager.

If needed, you can even consider doing more than one internship.

This deepens your experience and at the same time, improves your networking capabilities.

Last but not the least, nurture your network really well.

A great hedge fund manager makes meaningful gains from the network and often becomes one of the strongest foundations of growth for their career.

So if someone asked you today, what is a hedge fund manager, you could lucidly explain that a hedge fund manager is a visionary who can market their product aplomb and make adversity an opportunity for them.

How to Become a Personal Banker

There are some banking jobs that are more demanding.

I am always asked by some people how they can get those jobs.

How to become a personal banker that makes a good salary is one of those frequently asked questions.

Different careers have different challenges.

Each person depending on their personal strength and weaknesses choose careers that suit them.

Personal BankersIn fact, you would notice that need and availability are invariably the biggest deciding factors.

In this context, one career that has often been chosen for the stability and success that it guarantees is that of a personal banker.

So, if you have decided to become a personal banker (which is what I don’t encourage you to, because there are much better opportunities to make a living and even become rich), it is important to understand the ways to master the training procedure and ways to achieve success and draw a handsome personal banker salary.

If you have decided to become a personal banker, you must understand the exact personal banker job description first and foremost.

Well, they predominantly help customers with their different needs in the retail branches of a bank.

What Does a Personal Banker Do?

In fact, personal bankers cater to different types of customer needs like:

  • Opening of savings account
  • Applying for mortgage or auto loan
  • Opening fixed deposits
  • Getting details about other investment instruments
  • Deciding on the appropriate savings scheme for future

There are many small and big requirements that every customer in the bank needs assistance with.

A personal banker invariably becomes their go-to person for all of these and more.

One basic difference between a personal banker and an investment banker is the profile of the customers they cater to.

An investment banker is essentially dealing with high net worth individuals and institutional investors and big budget customers.

But a personal banker deals essentially with common day to day people.

They deal with average citizens with access to little savings and a limited sum of money to deal with.

Sometimes, unlike the customer profile that investment bankers deal with, these personal bankers also handle customers who might not be very comfortable with banking systems also.

Your Communication Skills

It is quite clear that if you want to understand how to become a personal banker, work on your communication skills.

This is absolutely important.

A successful personal banker has to be great at interpersonal skills and be quick in establishing communication channels with the customer.

They have to be swift, agile, quick to spot an opportunity and smart sellers of the banking products.

But most importantly they need to be thorough with the various banking products available and the various age or professional groups these are targeted at.

This is exactly why another important factor is you need to be physically fit if you want to become a personal banker.

It is a very challenging job that needs you to remain standing or even seated for a long while.

Your working hours too can be quite long at times and sometimes you might have to take calls even on your holidays.

Therefore, if you are keen on knowing how to become a personal banker, it has to be comprehensive and all rounded relook at your overall personality development coupled with academic training to fulfill the needs of the job.

Academic Training to Become a Personal Banker

First, Let us first understand what the educational qualification is required if you want to become a personal banker.

A degree in finance and banking is extremely important to pursue any kind of banking profession.

After you complete your high school degree, it becomes important to pursue your undergraduate studies in banking and finance matters.

Even at high school level, interested candidates must pay attention to their maths and commerce classes.

It is important to follow this pattern of academic training because this is what creates the base for a long and productive career in the banking industry.

When you want to know how to become a personal banker, it becomes extremely important to understand the various minor points of the money business, and it is this training that creates the right base.

You learn to understand the various nuances of mathematics and economics and learn to apply them in the banking system.

For the better understanding of the various financial and banking intricacies, in-depth knowledge of these basics is very important.

Taking forward the same train of thought, you badly need to get your BA or undergraduate degree in finance, accounting and related subject.

The Competition Is Huge

Given the immeasurable stability that this job provides and the goodwill associated with it, often the competition to apply for this type of job openings is huge.

So when you have a relevant finance degree, it surely enhances your prospect for landing the job as compared to someone who might not have a degree to substantiate their eligibility.

But just pursuing your studies in the right subject won’t suffice you to become a personal banker.

You also need to work hard towards earning good grades and consistently putting up a good show in terms of comprehensive and qualitative academic brilliance.

You must remember when the interviewer is ultimately studying your application as compared to the others in the fray, it is your better grades that can sometimes ensure a better job placement for you.

It is after all common practice that the higher grades always get better offers, not just in banking service but also in any type of job offer based on academic performance.

The popular belief is that if the person is diligent as a student, this generally means they also prove to be hardworking professionals.

It goes without saying that every organization looks for that type of professionals to ensure better productivity.

1. Internship/Part Time Job

It is a good idea to take up a summer internship or a part-time job as an assistant to a personal banker if you plan to become a personal banker.

There are many advantages of this move:

First and foremost, this helps you to gain real life experience about the realities of the job

1) You get exposure not only in terms of gauging the realities but also understanding of how to go about troubleshooting

2) You get access to more money that you can allocate towards better study material.

This will help you further broaden the scope and understanding of the overall subject.

3) Going to the bank regularly also ensures that you can actively interact with a lot more bank officials and get access to classified information like job openings.

This can help you in the longer term when you are actually out looking for the job.

4) One of the greatest benefits of working part-time is you are gaining both academic and real life learning at the same time.

You should broaden the scope of academic understanding of the banking operation.

But you should also develop personality traits that are important for your success.

5) In this way, even before you have joined a formal job, you tend to create a huge base of customers.

These customers should prefer to interact with you and are more comfortable dealing with you.

6) In the course of your regular interaction, you also can look at getting some mentors too.

These mentors will then guide you towards better success.

They should help you understand how to become a personal banker who is also efficient and draws a significantly satisfying salary.

The Salary

The salary as in the case of investment bankers is often based on the overall commission layout and inside information can prove to be very critical in this case.

Therefore, this additional job opportunity creates an inroad for becoming a better personal banker.

Also, the networking that you work upon can even help you create sustainable and long-term options.

They can work towards not just creating better opportunities for you.

But at times, this job exposure could be the reason how to make a mark in this type of a career.

After all when you start early, it surely helps you gain more competence.

2. Never Compromise on Reading

Another aspect that can help you become a personal banker is a simple fact that never let the urge to know more and understand better fade.

One effective way of doing it is read continuously and keep looking for more reading materials.

Moreover reading about different aspects of banking will also enable you to make a decision on what could be the best career alternative for you.

There are as a result many benefits of reading and furthering your career prospects in banking through it.

Some of the most important elements include:

1) It helps you remain updated on all the latest trends in the banking world

2) It enables you to make informed choices on various aspects of banking across the board

3) Reading empowers you to develop greater depth in your overall learning curve

4) Reading also enables you to stay well informed on a wide range of topics.

This is particularly important if you want to strike a conversation with the customers and ensure that you develop better interpersonal relations with them.

5) Reading also helps you remain relevant for both your organization as well as the people you interact with.

You can advise them on the latest trends and help them make decisions in sync with modern demands.

3. The Key Responsibilities of Personal Banker

Now that we understand how you can how to become a personal banker, it becomes important to understand the primary responsibilities of a personal banker.

Opening Accounts

This is perhaps the most important and commonly understood job of a personal banker.

This is, in many ways, their standard duty.

The personal banker helps customers to open new savings accounts and also enable existing customers to further their savings profile.

Normally you see the personal bankers sitting across the large desks in the bank lobby in most retail branches of banks.

As a personal banker, you work towards customizing the accounts to fit with the overall customer’s demands and requirements.

Not just helping in opening savings accounts, as a personal banker, you are also in charge of the various ancillary services like overdraft facilities and customer specific roundup facilities.

They also help create checking account where every debit card purchase is rounded up to the next dollar.

The excess change is then placed in a savings account to help the customer create additional savings.

Investment Product Sale

Well, it is common knowledge that retail banks do not offer very aggressive instruments of investment like what you would see in the stock market or investment banks.

Nevertheless, they do have ample investment scope for their clients with guaranteed return prospects.

Some of the most popular ones include Federal Deposit Insurance Corporation or FDIC, CDs, money market accounts and retirement plans.

Some customers are pretty confident about how much and in what they want to invest in.

But there are few who need guidance and sufficient hand-holding the personal banker comes to their rescue.

Therefore if you want to become a personal banker, you should be well versed with various investment instruments and how well to target them to a specific customer.

Helping With Loans

It is common knowledge that the client base that a personal banker is dealing with do not boast of a huge money power.

In fact, they have far fewer resources in hand.

Therefore the need for the loan is also more prominent and common.

Therefore if you plan to become a personal banker, it is advisable to brush up your understanding on the overall loan picture.

The fact that you are licensed to sell mortgages means you must understand what the right solution is for a specific customer and work towards it.

This is particularly relevant for small scale banks.

Remember the smaller the bank is, the more varied is your role as a personal banker.

So you are required to perform a number of responsibilities in one go.

However, you must remember that as a personal banker, you can only offer loans that your bank is offering.

As compared to the mortgage broker who can offer loans from a dozen banks to the customer, you might be at a disadvantage.

Again, an efficient and smart personal banker turns this into a huge opportunity and is able to sell their own bank’s loans a lot more than average.

Planning For Retirement

As the personal banker undertakes a lot more personalized approach, customers open up a lot more candidly to them.

When customers tell you about their need for retirement planning or child’s college education liabilities, you can easily turn it into an opportunity for your bank.

Sometimes as you gradually become a personal banker par excellence, you learn to beautifully combine the customer needs with your banks offering and bring about a perfect marriage of convenience.

Your role as a personal banker in this case also wears the hat of an advisor.

4. Personal Banker Salary

That brings us to the key point, and that is the scope for a personal banker salary expectation.

It is common knowledge that they are not paid as well as an investment banker.

But if you plan to become a personal banker, your salary can range between $30,000-35,000 depending on the customer base and product offerings you deal with.

One must remember that every bank has a unique pay structure and sometimes it is hard to draw corollary.

But a common element is that it is a mix of bonus and commissions that a personal banker earns through the products that they sell.

This essentially means the more the personal banker can sell, the more commission he or she can earn.

As a result in this context, your networking abilities can be really handy.

The more you can network, better becomes your ability to sell these products, and as a result, this enhances your commission and overall payment.

This can rise to the extent where a personal banker can even earn as much as $50,000 a year or even greater depending on the location you might be in.

The working hours of a personal banker in correlation to the overall salary that they draw is the biggest plus.

If you want to become a personal banker, set working hours and leave on all bank holidays is a big bonus.

Unlike Wall Street investors, they work far less than on certain weeks that might have extra holidays.

So while the compensation package is relatively lower, you are also working a lot less than an average investment banker who perhaps earns double the amount that you might be earning.


If you want to become a personal banker, it is a unique mix of a challenging yet relaxed job profile.

It is a profile that gives you a lot more scope to interact with people at a personal level and work towards achieving greater good coupled with strong business acumen.

It is a career option that helps develop your investment skills with the task of helping the community.

On an average you become the ultimate go-to person in the bank’s overall approach road and can often be instrumental in driving greater traffic towards the various offerings in a bank.

A personal banker is almost the bridge between the community and the bank’s bag of offerings.

What Are the Clinical Documentation Specialist Jobs?

If you are looking for a home job option, one potential alternative would be the clinical documentation specialist jobs.

Now I am sure your next question would be what exactly does a clinical documentation specialist do?

Well, these professionals essentially manage documents related to clinical trials and any clinical services.

The importance of clinical documentation is rather widespread in the current context.

Not only does it enhance the opportunity to extend a better care regime but also helps highlight the key areas of improvement that you could focus on.

Clinical Documentation Specialist JobsMost importantly it creates an opportunity for evidence-based healthcare services.

This also makes it possible to create a centralized database of information from all sources.

In short, it becomes a one-stop shop to know about the different health condition and care initiatives taken for a specific patient.

The core idea of this type of clinical documentation is to maintain overall accuracy and create a certain basic standard of medical charts.

They have different types of work opportunities available ranging from full-time, part-time to even freelance opportunities.

Qualifications Required for Clinical Documentation Specialists?

I am sure if you are considering clinical documentation specialist jobs, the first question that would come to your mind is what kind of qualifications you would need to qualify for this job.

Well, you need to just have a bachelor’s degree or an Associate’s degree in Nursing, health management or even health information technology for this job.

You must remember that those working towards clinical documentation need to have a prior experience of 2-5 years before they can look at accessing and exploring the opportunities that this job provides remotely.

However, those candidates who are exploring home job options in this field must ensure that they have certain certifications in place.

These certifications are extremely important for the overall professional excellence of an individual and also the smooth functioning in the role of a clinical documentation specialist.

To make it even simpler for you, we decided to list out the key qualification requisites that you need to keep in mind to undertake the job with ease.

1. Most clinical documentation specialists need to have either of the following degrees or a combination of it.

This includes:

  1. RHIA
  2. CCS
  3. RHIT
  4. RN
  5. MD
  6. LPN

2. Interested candidates must also have the necessary experience in clinical documentation improvement, and/or coding.

This helps them to significantly expand the ambit of their operation and also significantly broaden the scope of work.

3. Interested candidates who might be looking to apply for the clinical documentation specialist jobs also need a minimum of 5 years working experience.

This needs to be essentially in the field of medical records along with coding and nursing.

Ideally, experience in an acute care center would be the best bet.

That apart, some specific qualifications are required for anyone looking to be a clinical documentation specialist.

These skills include:

  1. Coding experience while working with ICD-10-CM
  2. Knowledge and expertise in CMS IPPS

Additionally, all aspirants also need to be certified Clinical Documentation Improvement Specialist.

Alternatively, they can also be CDI professionals.

CDI, in this case, stands for Certified Documentation Improvement.

Most importantly, it is very important for them to have sufficient knowledge about various facets of medical science and surgery.

They should be aware of what critical care is all about and extremely well versed in case management.

Regulatory compliance and data reporting are the other major prerequisites that can help you apply for clinical documentation specialist jobs with ease.

Not only are these qualifications important to help you stand out but also in many ways, they can help you become a competent and efficient professional.

You can well understand that the qualification or certification requisites are not terribly fantastic.

One can easily get these if they want to create sustainable career opportunities with flexible working hours and schedules that allow you to have more quality time with your family.

What Is the Nature of the Clinical Documentation Specialist Jobs?

That brings us to the next aspect of this job.

The question is how do the clinical documentation specialist jobs fulfill your work from home aspirations?

Well, that is because a major part of this work involves telecommuting.

That means the resources or the infrastructure that you need to successfully complete these assignments do not range anything beyond the basic telephone and computer.

Most times, the job timings never go beyond standard working hours.

Therefore, the job suits the exact nature of the flexible schedule that you might be on a lookout for.

You essentially hold a managerial position, and your responsibilities include

1. Auditing:

This includes auditing of crucial data and details as part of the clinical documentation.

This is important to maintain a centralized approach with an eye on every healthcare initiative that might have been taken for a particular patient.

That is exactly why it forms an integral aspect of every clinical documentation specialist jobs.

2. Performance Standards:

Most clinical documentation specialists need to maintain a certain leadership and quality standard.

More often than not, the ground rules for these is pre-decided by the client when they appoint you for this job.

3. Consulting Solution:

A clinical documentation specialist also is responsible for providing consulting services to healthcare institutions.

These consultation exercises are targeted towards helping them enhance the quality of service and the extent of quality consciousness that is being observed by specific health-care institutions.

4. Data Analysis:

A clinical documentation specialist is also involved in assessment and analysis of statistical data.

As the world is shifting continuously to more evidence-based health care services, clinical documentation and its in-depth analysis are also gaining importance.

5. Medical Records:

This is perhaps the most basic purpose of clinical documentation.

Creating a systematic record of clinical or medical records is most important for extensive uninterrupted and continuous medical care.

The presence of proper records makes it a lot more seamless.

6. Review of Charts:

Though it is a work from home opportunity, a clinical documentation specialist needs to be on their toe at all times.

They have to review all charts that they are documenting.

Conducting overall chart reviews is often seen as an important step towards making this entire process a lot more transparent and create better quality records.

7. Validating Request:

Being competent enough to validate various requests goes hand in hand with key requisites of the clinical documentation specialist jobs.

8. Creating Complete Medical History:

Review and record secondary and primary diagnosis as part of medical records is also an integral part of clinical documentation specialist jobs.

The importance of this kind of documentation is that it limits the scope of potential miss or highlights the scope of any possible loophole that might have existed in the overall healthcare procedure that has been adopted thus far.

9. Quality Consciousness:

Implementation of various relevant quality reviews that could be necessary or requested by the client is also as part of the job for a clinical documentation specialist.

Almost every part of the documentation exercise is considered to be an integral part of the clinical documentation specialist jobs.

What Skill Sets Do You Need for Being a Successful Clinical Documentation Specialist?

Now this one is a very important consideration.

While the academic qualifications and certifications can surely help you climb the ladder in your tryst to be a successful clinical documentation specialist, the difference or the distinguishing factor is borne out by certain personality traits.

These are essentially those characteristic features of your personality that not only lend a distinct identity to your personality but also help you achieve greater and better success professionally.

They help you enhance the core competencies, help you edge past peers, and in most cases, they enable you to grasp an issue or a job requirement much better and in a relatively comprehensive fashion.

Here is a list of some of the primary characteristic traits that can surely make you better professionals include:

1. Communication Abilities:

A major part of your job as a clinical documentation specialist happens via telecommuting.

This is exactly why you need to have excellent communication abilities.

You should be able to convey your thoughts, suggestions and be also equally receptive and be a good listener too.

We often form opinions about individual just by speaking to them.

This is exactly for this reason that you must work towards brushing your communication ability and create a more lasting impression.

Moreover, your manner of talking must be extremely pleasant.

You should look at making the person at the other end comfortable while speaking to you.

This will immediately make you more acceptable as a clinical documentation specialist and help you get access to better data and information.

2. Leadership Qualities:

Leadership ability is not a virtue reserved for team leaders alone.

More often than not, these qualities come in rather handy in almost any phase of our day to day life.

You must understand that to lead from the front and take instant on the spot decision is a characteristic feature that can come in handy in any profession.

Not just in the role of a clinical documentation specialist who has to tackle multiple challenges in one go, this is a personality feature that will help you stand in good stead in any job.

Therefore you must hone your leadership skills at all cost.

This will also give you the required confidence to scale up your career in future.

More often than not, clinical documentation specialists face stagnation in this work from home job.

It is this leadership skill that can help them move forward in their chosen career.

3. Strong Interpersonal Skills:

Of course, this one is connected with the previous requisites.

As a clinical documentation specialist looking to make it big working from home, you must take care to develop your abilities to connect with others as effectively as possible.

If you feel that you are naturally not as competent in this case as you should be, you must also look at undertaking some special classes and gradually take it forward.

Also, remember that this is a skill set that improves only gradually and you must be patient with yourself.

Don’t be in a hurry and try to be over-friendly.

That can often worsen the overall balance.

4. Organizational Abilities:

Needless to mention, a clinical documentation specialist has to be organized.

They are in charge of maintaining various types of documentation.

The absence of organizational skills could be rather detrimental to the overall success and quality of your professional achievement and excellence.

You need to be organized to cut out chaos and bring in order to reams of files and medical documents.

5. Efficient Multi-Tasking:

This is almost always interconnected with an individual’s organizational abilities.

You must understand that you are handling a number of responsibilities in one go, and the absence of efficient multi-tasking can only worsen the problem.

How you can successfully undertake multiple responsibilities and work out a strategy to deal with them effectively, is very important.

Do not not feel overwhelmed by the workload and be adequately confident about dealing with them in step by step manner calmly.

Those who multitask with aplomb will find this job rather cakewalk.

6. Medical Coding:

Last but not the least, as a clinical documentation specialist working from home; you must pay more attention to various types of medical coding and look towards excelling in them.

This is a rather crucial element of your overall job profile, and you must take care to do well.

Salary Outlook

One of the most important factors that you might want to know now is the salary outlook in clinical documentation specialist jobs.

Can they make tons of money with this job or is it more like a secondary employment opportunity?

This is a very important question as it gives you a realistic picture of the kind of effort you are putting in and the kind of return that you can expect.

Broadly a clinical documentation specialist has a rather tight schedule.

Though it is a home based opportunity, most professionals have to put in longer hours in generally.

A quick look at job sites that list postings for clinical documentation specialist jobs reveal that the lower salary band for this job opportunity might be capped at $15,000-20,000, but the prospect of scaling up is pretty expansive.

The upside, in this case, is essentially dependent on how expertly you can handle our responsibilities and how well you can scale up in the face of myriad opportunities that you might be exposed to.

That means the more efficiently you can handle your job, the better becomes the prospect of earning more money from this job.

Of course, there is differentiation based on the place you stay and the kind of job you are taking up.

We have to understand that the demand dynamics and the monetary competencies of various geographies are unique and the challenges posed are also unique in this context.

Therefore, the kind of salary expectation of a clinical documentation specialist based in the US might be quite different from that of someone in South Asia.

With improved internet penetration and the possibility of working from home, it is now possible for clinical documentation specialist across geographies to take up job opportunities in different countries.

While this surely opens up job opportunities and a greater scope for you to make money irrespective of the location that you reside in, you also need to adjust on certain grounds.

You have to understand that there is no standardized global salary outlook.

Most times it depends on the unique geographical and geopolitical situations.

How to Apply for Clinical Documentation Specialist Jobs

But the good news is that you can apply for these jobs online.

There are several genuine job listing sites which post sufficient entries in this category as well.

The kind of money that these potential employers are ready to pay will give you a fair idea about the expectations you can have, especially when you are working across geographies.

Depending on your efficiency and expertise, there is also a scope to scale up these opportunities even further and perhaps also negotiate for higher rates if the opportunity presents itself.

So overall, you can say that the clinical documentation specialist work schedule is quite conducive to working from home.

The trick is to keep you calm, earn your degree or certification and keep applying to potential clients.

With diligence and a little luck, you will soon be able to earn rather hefty salaries working from home.

The most important challenge in clinical documentation specialist jobs, is undeniably the precision and the balance that efficient execution of the work requires.

In this job, you are dealing with sensitive clinical records.

In the absence of appropriate channels to deal with them, it can even lead to jeopardizing someone’s medical history or the future treatment procedure.

So a successful clinical documentation specialist is an alert professional with complete dedication and perseverance.

They are in general stickler disciplined precision, and that is often what makes them popular as a clinical documentation specialist.

Interview Questions and Answers That Help You Get the Job

You will agree with me that if getting a job is difficult, preparing for interview questions and answers is a far greater challenge than that.

The kind of impression that you create at the job interview goes on to decide the future of your career.

Often more than academic excellence or professional recommendation, it is your performance at the interview that goes on to decide the course of your career.

Interview Questions and AnswersIncreasingly, the interview is being seen at the perfect place to assess an individual’s presence of mind, ability to take a quick decision and overall behavioral trends and characters.

Some of the common interview questions and answers can help us to understand an individual’s character and ability to respond to situations and think out of the box.

The trend with interview questions and answers is all about being unconventional today and testing unchartered territories.

Several top companies today are known for the completely unexpected and unconventional questions that they ask their interviewees and these range from the total number of cows in Canada to estimate the net windows across New York.

The possibilities are huge, and the stake is very high.

Surprisingly, a lot of studies have revealed that this fear of handling interview questions and answers efficiently often come in the way of an individual’s career growth.

They are so apprehensive of tackling these questions and answers all over again that they rather prefer to continue with the same job and even deal with a certain amount of dissatisfaction.

Therefore, we decided to bring you some of the top interview questions and answers.

We want to help you prepare better for the interview and tackle tricky questions in a way that can help you get the maximum leverage and edge over many others who might be appearing for the same interview.

Some Common Interview Questions and Answers

Let’s say that you need a Google or Amazon to come up with wacky interview questions and answers like total windows in New York.

However, there are a set of questions which most interviewers ask and you need to be prepared for.

1. Tell Us about Yourself?

Whether you appeared an interview 30 years ago or preparing for it today, this is one of the top interview questions and answers and one of those that you need to be prepared at all times.

It is not just a description of who you are but one of the best opportunities that you can get to sell yourself and convince the management that you can be one of the most valuable assets for the company.

It is a simple but also a tricky question at the same time.

The fact that this is a rather broad question means an interviewee might easily tend to ramble or go overboard trying to explain.

The biggest outcome of that can be the interviewers get utterly bored and lose interest in the entire interview process as a result.

We feel the best way you can answer this question and let it work towards your advantage is by avoiding anything very generic.

You should add more of your personal experiences and don’t let it appear rehearsed and pre-decided.

The more fluent and eloquent you are, the better grip you would have on the overall content and concept of the entire question and its complete purpose.

But even when you are narrating your own experiences, never ramble.

Think about how a story progresses.

There is a clear beginning, climax and then eventual end.

Try and weave your narration with master storytelling skills.

It should be answered in a way that the interviewers would pause at every break and ask and then?

So, the trick is at no point in time should you let the interviewers lose interest.

Also, consider yourself the hero of the story that you are narrating and use this narrative to your advantage.

There are times in life where modesty does not pay, and this is one such moment.

End it in a way that you can link it with applying for the new job.

Perhaps you can finish the answer saying, “and that is why I want to join your firm,” etc.

2. Why Do You Want to Work with Us?

Though this one too is one of the top interview questions and answers that you need to be prepared for, this is also one of those that you can slip really hard and lose out an opportunity to make a strong profit.

You can stick to a conventional line like the XYZ company that you are being interviewed by is the market leader, and you want to gain from their superior exposure.

But the problem with this kind of answer is it is a rather old school approach replete with signs of boredom, artificiality and incredibly annoying undertones if they are not presented appropriately.

On the contrary, you could answer it quite simply saying you were badly in need of a job and theirs was the first call you received.

Don’t be afraid thinking what kind of an impression the management might form.

They might actually appreciate your honesty and encourage your pragmatic and candid approach.

Many times companies want their employees to be straightforward and honest to take forward the same values in their overall working philosophy and performance parameters that help you move forward.

A good answer to this question would be all about connecting your goals and dreams with the overall working of the company that you might set to join.

So instead of trying to appease anyone with your answer, try and showcase your understanding, proficiency and intellect in a way where the interviewer would be convinced that you can meaningfully contribute to the firm.

This is a very important consideration whenever you are preparing common interview questions and answers.

Remember more than your actual answers, the interviewers are trying to assess your overall approach and thinking capability along with troubleshooting abilities.

3. What Are Your Strengths?

Another popular interview question and answer, this question often has some serious associated meaning to it.

Often the interviewer is trying to assess the interviewee’s overall proficiency for a job.

You must understand that mere academic qualification or professional experience is not always enough to justify your recruitment for a certain job.

Often it is a person’s approach or the manner in which you handle that is important.

In many ways, the management uses this question to assess a person’s understanding of their own abilities.

We know by nature some people would brag more and some will say less than what they deserve.

While there would be many others, who would be rather fair in assessing their strength and abilities.

So the safest option for you, in this case, is that sell you but within the limit.

Don’t go for overkill.

When you start to answer one of these top interview questions and answers, select a few 3-4 strengths that are relevant to the specific job that you are applying and then expand on those points.

Instead of just bragging about your abilities, it is much better to relate examples and instances to the interviewers and let them make their own assumption.

For example, if you are applying for the post of a beat reporter in a news channel, you can easily say that I can communicate and connect with people quite easily so as a result, I can quickly establish contacts and use them as a potential news source.

A company can instantly relate to it.

A seasoned journalist would know how important it is to maintain contacts and extract news from sources.

Therefore, the management can quite easily relate to the strength that you are alluding to and take a call on whether to recruit you.

Use the strength that you allude to sell your position and indispensability in the overall game plan.

4. What Are Your Weaknesses?

With strength comes weakness and your ability to understand, accept and work on your strength can often be your greatest asset as an employee.

In many ways, this is one of those interview questions and answers that interviewers use to understand how well or how badly you deal with your failings.

In the professional world, this is a very important quality.

You must understand none of us is perfect, but what makes some of us better is the fact that we are aware of our failings and can deal with it in a constructive manner.

Therefore, your strategy in dealing with this specific answer is extremely crucial.

Your choice of flaws has to be considered strategic.

There are ten thousand things about you that you might not like about you or which you consider as possible weaknesses.

But that does not mean you would talk about all of them.

It is always better to avoid any fundamental fallacy about yourself.

What will be important is you choose a fallacy that does not make the interviewer form a negative opinion about you, but at the same time, you can highlight it in a constructive fashion.

You need to show that you are not just aware of the fallacy, but are taking constructive steps to improve on it.

In fact, you can choose a fallacy that is not directly linked to your profession.

For example if you are being interviewed for a post of a literature professor, you can say that your mathematical skills need improvement and you are working on it.

It instantly gives the potential employer an insight on two aspects about you.

You are not ashamed of your weakness and looking to improve them, and at the same time, your weakness has no direct bearing on your efficiency or ability to discharge your responsibilities successfully.

5. Why Are You Interested in the Position?

This one too figures prominently in the list of top interview questions and answers.

Invariably candidates try too hard to project how well the role fits into their career plan or how they can mold their career to make this role relevant.

Most veterans would tell you that this kind of an answer can be actually suicidal in an interview.

A much better approach would be line your answer in sync with the long-term goals of the company.

Let’s face it; every company hires fresh talent with a hope to add value to their existing structure and profitability.

Therefore, it is a good idea to read up a bit about how the company plans to grow and then base your response along with those lines.

This will help in two ways, firstly the company always looks at how an employee can value add to their long-term growth plans and your response will provide just the right kind of impression.

Moreover, when the interviewer realizes that you have invested that much of energy in understanding the company’s vision and worked towards it, they will value your commitment and can even use this as the key deciding factor when selecting a single candidate from a list of prospective ones.

Also, your fluency and eloquence are extremely important when you are handling these common interview questions and answers.

Often even if you are speaking the truth, but your speech is staccato, it can project an inaccurate picture of you and the level of efficiency that you might be capable of.

6. Why Did You Leave Your Last Company?

In the list of interview questions and answers, this is a rather tricky question.

Most candidates would shudder to think about the prospect of having to face them and then how to come out of it with dignity is the challenge.

After all, none of us want to accept that we were wrong or at fault and we could have done something that proved detrimental to our career prospects.

It is hard but at the same time, you must understand that to bad mouth one company in front of the management of another company will not help you either.

So then how do you deal with it?

– If Fired:

If you have been fired by your previous company, it is very important that you are pragmatic when you try to answer one of these common interview questions and answers.

Without becoming spiteful and trying to shift the blame, just keep a neutral stance.

Explain the circumstances under which you were let go and try and convince the interviewer how you have learned from the past mistakes and taking meaningful steps to improve your efficiency and overall performance scope going forward in future.

– Victim of Downsizing:

In case you have been subject to the downsizing exercise taken in your previous company, don’t be shy to accept it.

Without taking sides or justifying any specific set of people, be practical in your explanation.

Tell them how you understand that the situation was tough, or how you understand that the previous company was in a difficult situation and had to resort to downsizing.

Also, convince the interviewer how you don’t want such incident to demotivate you, and you have again gathered your strength to get back to the working mode and get over the past experiences.

– Better Pay:

It could also be possible that while everything else about your previous company remains fine, it was not a great paymaster.

For the same amount of work, you would be perhaps paid relatively more.

You don’t have to be shy about it.

You can be quite honest in accepting the fact.

But how you place it would be crucial.

Don’t crib about the lack of pay but rather accept that you feel better value for the same amount of work in the new company and therefore, would like to accept this offer, join the company and move ahead in your career.

The whole idea about keeping a positive stance here is solely dependent on the factor that an interviewer will see the grievances you have as the potential behavior that you might harbor about them in future too.

On the contrary, your positivity will help the potential employer appreciate your commitment, rationale and poise even in the face of unpleasant circumstances.

The biggest advantage is that interviewer would be convinced that you will be as understanding towards the company as every employee expects its employer to be towards them.

Therefore, it starts off the whole employee-employer relationship on a positive note.

7. Why Do We Hire You?

Though this is a rather oft-repeated option in the list of common interview questions and answers, almost everyone gets stumped by this question.

So when your interviewer asks you the question, why should we hire you?

What should be your answer?

Should you detail all your great strength and try convincing the interviewer how amazing an asset you might be to the company?

Well, if you ask industry experts and veterans, almost everyone would be unanimous in asking you to avoid any such self-indulgence in any manner.

A much better way to deal with this situation is that keeping a calm poise, but at the same time, highlighting your positive personality traits.

You must acknowledge that you have no idea about the rest of the candidates, but you can add a certain amount of value to the company with the help of the various skills that you might have.

This is that crucial juncture in the interview where you can highlight the myriad soft skills that you have and how well your qualifications complement the role in question.

Talk about real life examples where you have brought about meaningful growth in the previous company with the help of the various special qualities that you have.

The idea is to make this opportunity your hall of fame but is careful that you do not undermine the ability and efficiency of any other candidates who might be appearing for the same interview.

Remember that the idea is not to show how inferior the others are.

You need to keep harping on the key fact that you can become a major asset for the firm.

But in trying to portray this, do not in any way undermine someone else’s capability.

That might project negatively and put you in a bad light.

8. Where Do You See Yourself in 5 Years?

As we try to zero in on the most popular interview question and answers, it is important to remember one basic fact about job interviews and the entire hiring.

Why do companies hire?

Why do they recruit additional talent, pay huge salaries and take pains to maintain a certain quality of life for their employees?

It is primarily because most businesses want to add value to their current operation, they want their profits to increase, and they want to perform better than their peers.

Often in the race to excellence, it so happens that companies, corporates realize that they must use the intellect and understanding of someone else who could be an expert in a specific field.

So using your expertise and hard work, the company aims to enhance its profitability.

In return it is paying you a reasonable salary that justifies the hard work that you are putting in and the results that the company is enjoying.

Your hard work, dedication, commitment is what the company is banking upon to channelise its growth forward in a constructive and sustainable manner.

How You See Yourself Growing or What Your Long-Term Plans Are

It is therefore only natural that the company would be interested in knowing how you see yourself growing or what your long-term plans are?

But the problem is how you should answer one of the most popular and common interview questions?

Balance is a very important factor here while answering this question.

In case you sound very aggressive, the interviewer might get worried that you are here to claim their job.

But at the same time, if you sound too mild, the interviewer could conclude that you do not have the drive to move forward and do better in lives.

Instead, a much better response is you sync your growth plans along with the 5-year projection for the company.

For example, if you know the company discussed plans for inorganic growth, you can always say you want to gain experience or get exposure.

Be passionate about the specific elements that you might be wanting to pursue and leave no stone in explaining your growth avenues and how you plan to take it forward.

It is also extremely important that you are able to put a timeline to each of your short-term and long-term goals that you might have.

This gives the interviewer a better idea about your commitment.

9. Why Was There a Gap in Your Employment?

Let’s say you took a two year break between two jobs and tried a new business.

The business did not work out as planned and in the end, you decide to wrap it up and join a 9-5 job again.

If that is the case, you can almost be sure that this will be amongst the top interview questions and answers.

The point is should be worried about how you are going to answer it.

Do you hide these crucial facts about your career or should you come out in the open?

Well, we suggest that you must come out in the open.

So what if you failed in your mission, at least you had the guts to try out something new, get out of your comfort zone and put your resources in trying something news.

The fact that you are ready to go ahead despite uncertainty and then pragmatic enough to accept failure and move ahead highlights a great personality trait in you.

This will often give your interviewer faith that you will be committed to the job 100% and also have the courage to overcome failure.

10. What Are Your Long-Term Career Goals?

This is one of those common interview questions and answers that are asked and discussed in all possible permutation and combination.

Essentially most interviewers want to be very sure about the levels of commitment and dedication of a potential employee before hiring them.

As an interviewee, these interview questions and answers are opportunities that you must cash in on.

The idea should not be about you but predominantly the company that interviewing you.

List out your goals and aspiration in relation to the situation that the company might be in.

Link your growth with that of the company and highlight how you can help the company stay on track.

Purpose of the Interview Questions and Answers

Therefore it can be easily concluded that the interview questions and answers most times serve a double purpose.

Do not just go by the superficial knowledge that they impact.

Go to the deepest core of the matter and understand how the interviewer is using these as means to understand and gauge your overall efficiency levels.

Whatever might be the relative level of excellence that you must aspire to gain at interviews, it is important to understand these common questions and answers have survived the perils of time on the basis of the relevance they have every time.

Reflect on your past experiences and think about the ways in which you might have faltered in any of these questions.

Don’t get disheartened by failure, use it as the stepping stone to reach new heights.

Make these top interview questions and answers road to reach professional success and constructively use your experience to ensure a better tomorrow.

Sample Resignation Letter [Simple and Effective]

Writing the perfect resignation letter is never simple.

It should be pointed, but at the same time, it has to be cordial as well.

Most times, when you are quitting the organization, you are filled with absolute rage.

But the trick is to maintain your cool and create a lasting image.

Your resignation letter has to be a unique mix of professionalism and politeness.

The idea is to craft it in a way that can ensure that your future career graph progresses unhindered.

It has to be sincere and appreciate that personal growth that you may have achieved.

Even if you are leaving due to any difference, don’t harp on it too much.

Remember this is a resignation not a document of your emotions and grievances.

In a nutshell, your resignation letter has to be simple, effective and to the point.

Resignation LetterThis fact needs to be borne out in not just the choice of format but the style of writing.

The core idea is to create maximum impact without investing a lot of time.

The fact is whether you like a job or not; resignation process is never a happy one.

The idea is to create a conducive atmosphere with your resignation letter.

You will notice that any sample resignation letter is mostly minimalistic in nature.

Well, you can add details, but you have to know how much.

Knowing where to stop is critical for a great quality resignation letter.

It is never a good idea to stretch it endlessly.

But at the same time, you should not forget to add the key details.

Most importantly it is important to highlight your willingness to cooperate.

At every instance, your resignation letter has to highlight your intent to extend a helping hand.

Resignation Letter- Format Is Crucial

This is exactly why the format is so important in case of a resignation letter.

It gives the letter a proper structure, and you get the appropriate opportunity to highlight details.

Whether it is about the starting or the ending, a proper format always enhances the outcome.

Formatting helps you to effectively organize your letter in proper order.

In that way, your style does not look haphazard either.

On the contrary, it makes your letter a lot more the point.

Moreover, it completely reduces the need to either sugarcoat the letter.

You don’t have to be too creative about how to begin or end it either.

All you have to do is simply follow a format and stick to basics.

A proper format also enables a more precise output.

You have to understand that purpose has to be conveyed.

How you convey is your choice, but it is best to keep it to the point.

Let’s Begin With The Beginning

Look at any sample resignation letter.

What is absolutely striking is the beginning of the letter.

After the basic formatting details like name, address, company and address, it states the purpose.

It straightaway mentions the effective date of the resignation.

Most times, the writer specifies the last day of the service too in this period.

So the idea is to convey the moot point of the letter right at the beginning.

There is no beating around the bush, and the reader instantly understands the purpose.

So with a beginning like that, the tone of the letter also becomes clear.

After all, this is not a love letter or a personal note.

It is an extremely formal communication.

So the idea is not to compromise the business-like feel of the letter.

Needless to mention that beginnings are crucial in this context.

They don’t just set the tone of the letter but also creates an impression.

A crisp beginning always makes the reader more interested.

They are more likely to finish the letter than otherwise.

The beginning therefore often decides how soon the reader will end it.

There is another huge advantage of crisp and precise beginnings.

It is rather minimalistic in nature.

As a result, you do not need any special language skills to compose it.

You can articulate the information in very simple words.

The whole idea is conveyed in a short and succinct manner.

This is often very important for the right impression.

Moreover, it eliminates the scope of mistakes to a large extent.

Inevitably you do not need too many words or sentences to compose a straightforward beginning.

Therefore, there are much lesser chances of making silly errors.

As a result, you are able to proceed in the right direction.

Don’t Underestimate Endings In Resignation Letter

If the beginning is an important part, the endings too are crucial.

You have to know the closing note has to convey the right type of feelings.

After all, that’s the feeling that will stay with the reader forever.

As a result, your ending too has to be strategic and positioned carefully.

It needs to address your professionalism and convey your helping nature.

Most importantly you have to convey to your boss your complete support.

It is always a good opportunity to use endings to your advantage.

For example, every effort teaches you key lessons of life.

So do a bit of soul searching and always remember to thank your colleagues.

Make a special reference to your boss’ contribution.

Don’t forget his contribution in any way.

This will make them realize how much you appreciate their contribution.

Being appreciative and humble are the basics of an ending in a resignation letter.

It always conveys a positive note to the entire resignation letter.

It makes readers appreciate the depth of your feelings.

However, remember that you don’t have to sugarcoat it either.

Instead of a flowery language, just stick to basic facts.

So you can simply mention facts like, ‘thank you for the opportunity you have given me.’

Or you can say stuff like, ‘I have enjoyed and appreciated the opportunities I got.’

So in very simple terms, your ending has to be positive and appreciative.

You don’t have to unnecessarily add details but simply state the obvious.

At the same time, see how well you can manage to state it in a positive tone.

This will help you keep the resignation letter simple but effective.

You can easily then use it as a platform to get a positive review in case of reference check.

The Address Is Crucial

Different companies have different ways of addressing.

In some countries and cultures, it is okay to call the boss by the first name.

But there are some, where it is not acceptable.

It is important to address your boss as Mr/Ms. XXX.

Yet again, some companies or cultures may necessitate ‘Sir’ or ‘Madam’.

When you are writing a resignation letter, you have to be mindful of these subtle differences.

When you think about it, it is not too much.

But remember, your boss will start reading the resignation letter with the address.

Therefore, it becomes absolutely important, that you maintain the decorum.

You should not sound too friendly, but at the same time, it should not sound too distant.

The idea is you have to maintain the same tone that you have always maintained.

The overall address needs to be in tune with your general approach.

If you have always maintained distance with your boss, it is better to do so now too.

At the same time, if you have always maintained friendly terms, you can continue the same.

Don’t change your approach just for writing the letter.

Remember your resignation letter is an extension of your overall approach.

You do not have to suddenly change for the sake of the letter.

Divide Your Content Into Paragraphs

Formatting the resignation letter is also about how you can divide the content.

You can think that you hardly have 200 words to convey, you can easily finish in one paragraph.

But remember, it will not just make reading difficult.

It will also make the overall experience quite boring.

So, it makes sense to distribute the overall content into small paragraphs.

It holds the reader’s interest properly.

At the same time, it will make your letter more organized.

You can use the first paragraph to convey the basic news.

The second paragraph can perhaps make a small reference to your reasons for leaving.

You don’t have to mention the specific reason why you are leaving.

But you can refer to some basic information like, ‘moving for better opportunities’.

Or you can mention that you are ‘moving for personal reasons.’

You don’t have to devote too much time or divulge a lot of information.

But at the same time, it is crucial that you are able to let the company know why you are quitting.

In this context, there is a common doubt.

Supposing you are not happy with the opportunity you have got.

Suppose the company has discriminated against you, what should you do then?

Well, you can check the sample resignation letter that I have attached.

There is no harm in mentioning that.

But remember, you have to keep the tone positive.

At the same time, you simply have to state the obvious.

Don’t invest too much time into analyzing what could be better or what the firm should have done.

You just state the reason why you decided to join another organization or quit this one.

Ask For A Letter Of Reference

Most jobs that you join, will want a reference check.

They will want to know the feedback of your former colleagues and your boss too.

Therefore, your resignation letter has to take this basic fact into consideration.

Apart from certain exceptions, most companies are professional about it.

So you keep aside your personal equations and ask for a professional letter of reference.

In this context, keeping a calm, tempered and positive tone in your resignation letter can help.

It will help your boss also forget his personal grudges.

They will be more than happy in writing a professional letter of reference.

Unless you have applied in a company that does not need it, these letters are crucial.

It goes on to help highlight your overall proficiency.

This can undeniably enhance your professional future.

It will help you make a more seamless transition, both out of this company and into a new firm.

Remember that the resignation letter you are writing is a sort of PR exercise too.

It helps you to create a positive end to your association with the existing firm.

At the same time, this also lays the foundation stone for your association with the next one.

Let’s say that the reference letter does not highlight your potential properly.

This can make your new employers develop a bias against you.

I am not saying that this is the case always.

You are quitting one job and going for another one.

You surely expect better opportunities and success.

So it is always better to make sure that happens.

A good reference letter can help you achieve this to a large extent.

So make sure you request for it in a way that your seniors are forced to write a favorable one.

The Hand Off Is Important

There is another very important element in your resignation letter.

You must state your willingness in helping the company adjust to your quitting.

Obviously, if you quit, your company has to deal with the losses.

Your firm has to incorporate a new member and train them as well.

Sometimes it may not be just an internal shift.

It may also require hiring from an external firm.

So you have to highlight your willingness for extending all type of support.

It is either offering help in looking for a successor or training the person.

In many ways, this will highlight your professionalism.

So remember you devote a reasonable amount of space to this plan in the resignation letter.

This will make your existing company understand how much you value them.

At the same time, it may help your former boss put forth a favorable note for your next job.

So, it is a win-win situation for you both ways.

It also helps establish your professionalism to the core.

Most importantly, your willingness and support also help to project your positivity.

It highlights that you are not going with any type of grudge.

You are professional and forthright in your decision.


Therefore the ideal resignation letter has to be balanced and professional.

It should not compromise on your personal ethics.

But at the same time, it should highlight your professional edge.

Your positive approach can often help you make bridges with seniors who were against you.

A positive and a focused resignation letter also goes a long way in helping you score well I reference check.

The precise and crisp language also makes communication very clear.

It makes sure that your resignation letter is not ambiguous.

It highlights your direct approach and precision in execution.

But we decided to make it easier for you.

So here is a well-constructed sample resignation letter.

It helps you implement the fundamentals of how to write a resignation letter.

Sample Resignation Letter

Name of Employee Resigning

Address of Employee Resigning

Name of the City & State

Zip Code

Telephone/Mobile Number

Email ID of Person Resigning


Date of Writing the Resignation Letter


Name of the Officer You Are Addressing

Official Designation

Name of the Organization/Firm


Address of the Organisation/Firm


Details of City & The Respective State

Zipcode Details

First Name Or Mr/Ms. Last Name (It differs from company to company)

After very careful consideration I have decided to resign as XXXX (position) effective one month from today. I have really enjoyed my time at ABC Company, but increasingly I feel that my career goals are no longer in tune with the company’s working culture. So it is time for me to move on and chart new terrain for my career.

I convey my gratitude towards all my colleagues and bonds that we have forged through my tenure here. Your guidance and mentoring played an invaluable role in shaping my professional aspiration.

Both professionally and personally, I have learned so much while working for you.I will always remember my time in this organization.

I will make sure that the transition is a smooth one and am available for any help in this matter. This includes recruiting/identifying my replacement and training to the best of my abilities. Please make sure if there is anything specific you want me to do.

Once again, it was a pleasure working here as part of your team


Put in your signature here

Your name

Working Interview: Tips To Succeed and Conquer It

Having a working interview can be very stressful to many people.

Working InterviewHowever, say goodbye to the stress of working interviews because this article will guide you to succeed in your working interviews.

Working interviews are the professional equivalent of getting to know someone and making a decision based on first impression.

When we have limited time to evaluate someone, we use subconscious cues to help us create a first impression.

Therefore, it is important to learn the art of first impressions in order to conquer any interview you have.

This post will discuss subconscious cues that you can use to create a great first impression about yourself and nail the working interview.

Before the Working Interview

There are things you can do before the interview as well as during the working interview.

Let us start with what you can do as a preparation.

The preparation stage contains 4 things:

  • Knowing the company
  • Knowing yourself
  • Preparing a suitable outfit
  • Having the right mindset

Let us begin with the first part, knowing the company and why it is important.

Why You Should Research the Company First

For many reasons, but most importantly, to see if this is a place you would like to be a part of.

You will perform better if you work for a place where you share core values  with.

Another reason is that researching a company before a working interview can boost their impression of you.

This can be explained by subconscious cues.

When you research a company, it shows that you are interested as well as hardworking.

In addition, it says that you care where you work rather than simply wanting to work anywhere.

In other words, it also means you respect the company and that is always good.

One of my associates who worked in HR told me that they hated clueless interviewees.

One time, one of the interviewees asked him “so what does your company do?”

Not only was that respectful, it showed him that the person was lazy and disinterested.

It is now easier than ever to do an internet search and find out every thing you want to know.

So to not do so means you will take your job lightly and won’t take the initiative to figure things out yourself.

All this reflects poorly on your first impression.

How Can You Learn More About a Company

Larger companies now have their own Wikipedia pages that explain everything about them in addition to their own official website.

Small companies are now catching up too and are striving to have an online presence.

Therefore, you will always find background information about the company.

You can use this information to decide whether this is a suitable place for you or not.

You can do so by checking out the following:

  • The company’s Mission statement
  • The “Our vision” section
  • The “About Us ” section
  • Requirements for the position
  • Financial statements
  • Performance reports
  • Pictures of employee gatherings
  • Pictures of company events
  • Online reviews

Moreover, you can ask other employees their opinion of that company.

All this can tell you a lot about the status and the internal environment of the company.

Rapid growth or high employee turnover rates can speak volumes about the environment in that place.

During the interview, you can mention the information you found about the company.

If you have any additional questions, you can note it down.

Now that we have talked about the importance of knowing the company, let us talk about knowing yourself.

Knowing Yourself

Your main goal during the working interview is to sell yourself and your skills.

That means proving to them that you are worthy of the position and employment.

You can do that by:

  • Leaving a great first impression
  • Showcasing your best qualities

However, it is important to be honest and genuine about what you display.

We will talk more later about leaving a great impression.

To showcase your best qualities, you need to know what they are.

That means you need to know yourself well.

It sounds difficult at first but it is not.

Make a list of all your achievements.

Don’t forget to include personal achievements in addition to professional ones.

From each task that you performed, you can extract a skill or a strength that you have.

For example, successfully making a team for a group project displays leadership and communication skills.

Volunteer work displays desire to help, time management skills and commitment to hard work.

Going climbing again after healing from breaking your leg displays determination.

The examples could go on and on, however, the point is, everything you did, says something about you.

So make a list, find out what each task says and then rephrase it into a brief package that you can say in few minutes.

Don’t forget to also show yourself as a person.

Display honesty, interpersonal skills, wit and sincerity that show you are a good person to work with.

Make sure that what you say is reasonable and relevant to the job and the company.

If this is a stock broker position, your superb cooking skills are irrelevant in this occasion.

However, if you were asked how do you love to spend your free time, your cooking skills could display diversity.

Preparing Your Outfit

Now that you have sat with yourself and decided what you will display about yourself, let us talk about your chosen outfit.

For a working interview, your physical appearance and your choice of outfit say a lot about you.

Before you speak a word, people often create an impression about you from your appearance.

That is why it is important to prepare and choose your outfit well.

Make Sure That Your Clothes Are:

  • Professional
  • Well fit
  • Clean
  • Free of stains
  • Not ragged or torn
  • Solid colors (Black, Navy, White, Grey)
  • Not of very bright colors
  • Not having excessive prints
  • Color coordinated

Make Sure That You Wear/Have:

  • Clothes without dangling chains/items
  • Conservative shoes
  • Leather shoes and belts (Men)
  • Skirt of appropriate length
  • Pantyhose if the dress code is strict
  • Limited jewelry (Women)
  • Avoid dangling bracelets or wrist bands
  • Small non-flashy purse (Women)
  • Light make up (Women)
  • Decent but not a strong perfume
  • A professional hairstyle

Other Tips:

  • Polish your shoes
  • Have a filed, clean nails
  • Have a decently trimmed beard (Males)
  • Avoid nail polish trends such as one nail one color (Females)
  • Avoid chewing gum


Finally, the last stage of pre working interview preparation is dealing with your mindset.

The inner thoughts you have before the interview play an important role during it.

Confidence Is Key.

Let go of any fears or worries that you will not do good.

Practicing and rehearsing can help you as well.

Use the help of a friend or a family member to interview you as practice.

Practice how you will deal with mind blocks or shyness if you are shy.

It is also nice to prepare the answers to some common interview questions.

Here Is an Example of Common Questions Asked During Working Interviews:

  • Where do you see yourself in five years?
  • Why should we hire you?
  • What have you been doing since your last job?
  • What were your responsibilities at your last job (or at school, if this is your first job)?
  • Give example of a challenge you faced? How did you deal with it?
  • Describe your ideal work environment.
  • Why did you leave your current job?
  • What motivates you?
  • How do you prioritize tasks?
  • Do you prefer to work by yourself or within a group?
  •  Tell us a situation where you had to demonstrate teamwork or leadership skills.
  • Tell us a situation where you set a goal and met it.

Now that you are all set, sleep early and wake up a sufficient time before the interview.

On the morning of the interview, take a shower and arrive at least 20 minutes early.

During the Working Interview

The working interview starts the minute you walk into that building.

Some companies ask other employees who escorted you and security guards their opinion of you.

Therefore, it is important to maintain a professional demeanor throughout, not just in the interview room.

Don’t eat any snack bars or gum during the working interview.

If this is a restaurant working interview, make sure that you order something that is easy to eat without creating a mess.

Sauce loaded pasta can be very hard to eat while maintaining a professional vibe.

Avoid ordering alcoholic beverages.

Many HR personnel stated how this notion during a working interview is considered irresponsible and undesirable.


  • Put Your Phone on Silent

This shows respect and professionalism.

Too many notifications will be distracting and unprofessional.

  • Listen Carefully Before Answering

Wait until the interviewer finishes the question before answering.

Don’t rush into answering questions before making sure you understood what is being asked.

It is okay to take a second to think or formulate the answer in your head.

  • Remain Calm If Things Are Not Going Well

Sometimes we feel nervous internally but that doesn’t always show.

If you start to panic that you are appearing nervous, you WILL get more nervous and it will show.

Avoid nervous body language such as fidgeting.

Try to calm yourself with subtle deep breathing.

It is okay to make mistakes.

Don’t let any negative thought conquer your mind.

If you mess up, carry on as if nothing happened and focus on making the rest of the interview go better.

If you panic at each mistake you do, this won’t be good for your performance.

So let it go and focus on being awesome.


  • Don’t Glance at Your Phone

It is not considered okay during a normal conversation to keep glancing at your phone.

The same goes for working interviews.

Glancing at your phone often shows boredom, lack of interest and commitment in the interview.

This will make them question your commitment to the job.

  • Don’t Look at Your Watch

This can mean you are nervous, in a hurry or bored.

All these three impressions are not good to display by this simple gesture.

  • Don’t Let It Turn into a Monologue

You can be passionate with lots to say, but give the interviewer a chance to speak as well.

Pause between your answers to give them a chance to respond.

Allow them the chance to ask you questions so that they feel they have found out everything they wanted to find out about you.

  • Don’t Freeze

Sometimes you may not know the answer to a question and that is okay.

You can respond with “I don’t Know”.

Interviewers appreciate honesty.

However, make sure this isn’t the majority of your responses.

Moreover, it shouldn’t be the answer to questions like “why should we hire you?”, “what are your strengths”, etc.

If you freeze and appear very nervous during a working interview, they will doubt your ability to handle the pressures of work if you can’t handle a working interview.

Instead, remind yourself everything is going to be okay and practice at home before hand.

Body Language

I mentioned earlier how subconscious cues can say a lot about you.

Likewise, your body language can say a lot about you.

Here is a list of Do’s and Dont’s  during a working interview.


  • The Handshake

The greeting handshake is a great way to start your interview.

It shows you are confident, welcoming and professional.

If it is an interview panel, make sure you shake hands with everyone and not just the one closest to the door.

Make sure that your handshake is firm.

Neither bone crushing or too limp.

  • Smile

A smile goes a long way

Smiling is an easy way to show that you are calm, friendly and positive.

  • Positive Eye Contact

Eye contact is a great sign to show respect and interest.

Be careful not to stare.

If it is a panel of interviewers, make sure you exchange eye contact with all of them rather than focusing on the one you feel most comfortable with.

  • Use Hand Gestures

Hand gestures are a great positive body language tool.

It shows confidence and authority.

However, be careful with excessive or very wide ranged hand movements.

  • Nod

Nodding in agreement is a positive body language sign.

Nodding and smiling as appropriate is a good gesture to do.


  • Don’t Sit with a Poor Posture

Posture is a very important body language signal.

Avoid sitting with a slouched or poor posture.

Sit with your back straight and head balanced straight on your body axis.

You can lean slightly forward as it indicates interest.

  • Don’t Fold Your Arms

This position shows nervousness and defensiveness.

You should display a relaxed and open body language.

  • Don’t Cross Your Legs

After a while, you will want to uncross them due to blood obstruction but that can make you seem fidgeting.

  • Don’t Sit with a Rigid Posture

A rigid posture can display that you are tense.

Remember that you want to show you are confident and relaxed.

Speaking Tips

Communicating effectively can do wonders to your perceived image during a working interview.

The number one rule is to communicate honestly.

Don’t stretch facts or lie about your qualifications.

  • Project your voice and words
  • Speak clearly and with a suitable volume
  • Don’t be monotonous.
  • Speak with passion and enthusiasm
  • Speak with an organized flow of thought
  • Take brief pauses between your sentences
  • Maintain an optimum pace

Things to Avoid Saying in a Working Interview

“My boss is awful.”

“My current company is awful.”

If you describe your past job or boss as awful, they can’t help but think you will do the same with this job.

If you want to explain why you left the past job, you can use positive sayings.

For example, I wanted to expand my experience or have a job that matches my potential/ level of skills.

“Can I take this call?”

Picture this: Your phone rings and your interviewers have to tumble their fingers while you tell Jared how you have been.

It is very unprofessional to interrupt the work  interview with a phone call.

Moreover, your phone should be switched off or silent.

“I really need this job.”

This is a desperate and creative response to “why do you think we should hire you?”

“It is on my resume.”

When I hire people, this is such a red flag for me.

It tells me two things.

First, is that they are lazy.

Second, they are going to give me trouble with communication and it is important for me to communicate well with people I work with.

“What is included in your benefit package”

It is not wise to ask for such things while you are still at the screening process and don’t even have a job offer yet.

The same goes for asking for changes such as time changes or time off before you are even offered the job.

“Profanity and curse words”

I think this one is pretty self- explanatory.

Profanity during a working interview is greatly frowned upon.

“Sooo, what is your policy on dating coworkers?”

A friend told me this happened once during a working interview.

Needless to say, he took the impression that the applicant is more interested in relationships than the actual job.

Final Words

I hope you found this guide helpful.

Remember, the interviewers are people too, so there is nothing to fear.

Believe that you are awesome and let your confidence show.

How to Write a Resignation Letter that Works

Often the most important part of quitting your job is to write a resignation letter.

You can have a candid discussion with your department head or HR.

But at the same time, writing a resignation letter is a matter of courtesy.

It needs to precise, to the point and focused.

The improving economic condition is often tempting many employees to quit.

Most times, they had to continue with the job for an extended time.

How to Write a Resignation Letter that WorksThe weak economic condition and the scarcity of new jobs forced them to compromise.

But now with the situation improving, it is time to come out of their shell.

However, that does not mean you can simply kick the job and walk out.

It is very important that you write a resignation letter that creates a positive impact.

One of the basic principles is simply making your point.

Avoid putting in too many details or personal views.

When you consider how to write a resignation letter, this is a very important factor.

You can be hating your boss but making it public will never help.

It is imperative that you make a graceful exit.

You never know where you can meet them again.

Why Do You Need a Formal Resignation Letter?

Why Do You Need a Formal Resignation Letter?

Often when you set out to write a resignation letter, it is important to understand why?

Graceful exit is important.

But you can argue that you already had an amicable discussion with your boss.

But the fact is, it is always polite to send a resignation letter.

It seals your current planning and makes the dealing transparent.

Try and send the resignation letter within the notice period.

A resignation letter will allow time to your employer to make alternate arrangements.

If you need, you can also undertake a formal handing over.

Your previous employer may also need you to guide the person taking over.

Moreover, a formal resignation letter creates a smooth transition.

The Fundamentals of a Great Resignation Letter

Fundamentals of Quitting Your Job

It is important to pay attention to details when writing a resignation letter.

The most critical factor in this is being candid.

Remember no one is doing anyone a favor.

You got a better opportunity, so you are moving out.

The company on the other hand values you, so may want to hold you back.

You don’t have to sugar coat your conversation.

At the same time, it is better not to appear to brusque.

Just mentioning the date of resignation and post you are resigning from is sufficient.

You have already discussed the reasons for resigning from the job.

You don’t have to repeat that again in the resignation letter.

It is always better to keep the resignation letter as short as possible.

This is an important criterion when you look at how to write a resignation letter.

In fact, it sets a positive tone in the overall letter formulation.

The use of language is also critical.

You don’t need to use flowery or flattering language.

But at the same time, keep the tone formal or casual.

Don’t get down direct buddy chat even if you talk like that in office.

Avoid using any type of slag word or unnecessary allegation in your resignation letter.

Keep it as neutral as possible.

Remember this is not the right forum to vent out your feelings.

You can choose other platforms for that.

Raise your issues in the exit interview with HR.

But on the resignation letter, keep it crisp and to the point.

It should just mention resignation date and basic formalities.

The Opening Is Important

The Opening Is Important

The opening of a resignation letter is very crucial.

Remember this is the point where you are introducing your perspective.

Maintaining a balance is extremely important.

Remember your target is to keep a professional tone.

However difficult a situation is, you have to keep the letter amicable.

Begin the letter in a relatively formal manner and announce your resignation upfront.

It is never wise to beat around the bush unnecessarily.

The trick is maintaining a formal but cordial tone.

Don’t sound very indifferent or disinterested.

Engage your reader right from the word go.

At the same time, don’t try to be overly friendly.

It is always a good idea to start off with ‘Dear XXX’.

But again keep a note of office protocol in this matter.

If you call your boss Mr/Ms XXX, maintain that specific address.

Don’t change the way you address suddenly.

Remember your boss will consider you in the same light, they have always been.

They will not change their perspective suddenly.

Therefore, it makes sense to keep a parity.

Also maintain the format for official letters as much as possible.

In case it is handwritten, keep the basic principles of formal letters.

At the same time if you are emailing, take into consideration the related etiquette.

The introduction has to factor in the way you are communicating.

So the opening should factor in this key element.

Moreover, keep the opening crisp and precise.

In this way, you will maintain the focus a lot effectively.

The idea is to clear type out your reason for quitting in the first paragraph.

Remember you have already had an exit interview.

So avoid opening your letter in a convoluted fashion.

State Your Intent Clearly

State Your Intent Clearly

While writing a resignation letter, always write your intention with clarity.

It is important to clarify your intent, so your plans are very clear.

Your boss should not think that you are open to negotiation.

They should not feel that they can bargain higher salary or designation with you.

You must sound confident about your decision.

You must be clear about your intention to exit the company.

This will make negotiations a lot simpler.

You can place your point of view a lot more succinctly.

Additionally, a clear communication will remove the scope for misunderstanding.

This creates better credibility for you as well.

It helps you come across as a thorough professional who means business.

Show Your Willingness to Help Transition Process

Show Your Willingness to Help Transition Process

How to write a resignation letter is often about projecting your personality.

You want to quit the organization.

But that is no reason why you need to burn your bridges.

If you think your position is difficult to fill, assure cooperation.

Make it clear in your resignation letter that you are ready to help.

You don’t have to inconvenience your career prospects.

But at the same time show that you are willing to do whatever possible.

That again adds to the credibility aspect.

It reflects the kind of personality you are.

Let’s say you are quitting because of conflict with your boss.

This kind of positive note while writing the resignation letter can offset that impact.

It can convey your sensitivity and good intent.

Moreover, it will remain as a legal document of your cooperative behavior.

So even if people try to raise fingers on your ability, you can easily have evidence otherwise.

This is, in fact, a key option to keep your future opportunities safe.

It sometimes can be a great help for effective communication.

In very simple terms, this will be a good way to resign.

It reiterates your professional virtues.

That can often come handy.

Show Your Gratitude

Show Your Gratitude

When you write a resignation letter, the thank you note is very important.

It is, in fact, as crucial as the introduction.

It is always a great idea to thank your organization and boss for the opportunities.

Describe some crucial experiences that you treasure about the organization.

Think of a wonderful spread of food.

But most times if you don’t have a dessert to finish it, it will not taste good.

You will end the meal thinking something is amiss.

Well, that is exactly what the thank you note does.

When you are writing a resignation letter, this note brings in warmth to it.

You can be super excited about the new opportunity, but you worked with these people.

They might provide you with necessary references at a later date.

So, it is always a good idea to keep them in your good books.

A positive gesture does not cost you too much.

But at the same time, you can reap rich benefits from these.

It helps create a positive impact on the readers.

The thank you note in your resignation letters also reflects your sensitivity.

Make an Impactful Closing

Make an Impactful Closing

When you are exploring how to write a resignation letter, remember closing is essential.

In fact, the closing most times need to be as impactful as the opening lines.

After all, the reader should end your resignation letter with a positive note.

They should feel happy about sparing the time to read your letter.

Always make sure that you end the resignation letter with a positive note.

This will leave a positive aftertaste in their mind.

Let’s face it; the resignation letter is a mere formality.

Then why do you need it?

It is hard document sealing your resignation intent.

At the same time, it also documents your positive attitude.

This note at the end makes you a thorough professional.

This indicates the balance in your personality.

It also shows your ability to keep calm in the face of any kind of adversity.

On an average, the closing of the resignation letter seals your position.

The way you frame it, it can help you emerge a hero or a zero.

It also shows how grateful you are towards the company.

So when other companies contact this one for reference, this can help you.

The chances are you get more positive references than negative ones.

Remember to Ask for Reference

Remember to Ask for Reference

This is an optional element when you are drafting the resignation letter.

You can always request your ex-Boss for reference.

Professionally it looks great on your resume.

You have the written assurance from all your ex_Bosses.

This can go a long way in enhancing your professional career.

It shows that you are a matured professional and you mean business.

It also reflects respect towards your fellow professionals.

By asking for their reference, you are also respecting their achievement.

You can also put these on social network sites like LinkedIn.

They help create greater value in the brand that you feature in.

The Cardinal Dos to Write a Resignation Letter

The Cardinal Dos to Write a Resignation Letter

That brings us to the key dos and don’ts of a resignation letter:

  1. Consider Your Decision Carefully
  2. Check Your Contract
  3. Draft Your Resignation Letter
  4. Keep a Direct/Transparent Approach
  5. Inform Your Boss First
  6. Sort out Financial Settlement

We all understand that this is more like a marketing means.

It helps you leave the company on amicable terms.

In many ways, it can also enhance your career.

We have already provided a detailed format for writing these letters.

The next step is keeping mind the key dos and don’ts.

These are the cardinal points that can give an edge to your resignation letter.

It will help transform it to extraordinary from ordinary.

1. Consider Your Decision Carefully

Don’t just write a resignation letter.

Consider the pros and cons before you send the resignation letter.

2. Check Your Contract

Before you set out to write a resignation letter, go through the contract details.

Carefully go through every detail.

3. Draft Your Resignation Letter

This is the most critical step.

It pretty much seals your resignation.

Make sure you draft it in a positive manner.

This help generates positive vibes.

4. Keep a Direct/Transparent Approach

Make sure that your resignation letter, your chats all carry the same story.

Avoid conveying different versions to different people.

That can create confusion.

Just maintain the same line of explanation

5. Inform Your Boss First

This is basic decorum.

Draft the resignation letter and inform your boss first.

It is not just courtesy but also shows that you are a professional.

You are mindful of hierarchy and respecting it.

6. Sort out Financial Settlement

According to regulation, you need to get your normal pay during the notice period.

Also, you are liable for other financials perks till you quit the job.

Always make sure that you settle all of these before writing a resignation letter.

What Are the Don’ts While Drafting Resignation

What Are the Don’ts While Drafting Resignation

Along with this, you also have to remember the Don’ts:

  1. Don’t Rant Against Your Boss
  2. Don’t Get Into Conflict
  3. Losing Your Cool Is Not an Option
  4. Avoid Email/SMS

Often these are simple slips that can lead to the costly aftermath.

However, with just a little care, you can avoid these.

Often these are very simple elements.

1. Don’t Rant Against Your Boss

If you don’t like something about your boss, don’t rant about it publicly.

You should not mention it in the resignation letter.

In this context, the resignation letter should not have any personal feelings.

It is important to keep it as emotion-neutral as possible.

Unnecessarily calling the boss names or complaining against your colleagues can affect you.

You can face challenging times but learn to come out of it unscathed.

Your professional poise is important.

That helps you maintain a neutral stance and a balanced attitude.

2. Don’t Get Into Conflict

If you have problems, try sorting it out amicably first.

It is never a good idea to just send a resignation letter.

Look at the various factors carefully.

Writing a resignation letter should be the last thing.

Make sure you have weighed all other options.

Probe the various elements of the conflict carefully.

Look at amicable alternatives before you send the resignation letter

3. Losing Your Cool Is Not an Option

Whether you are writing a resignation letter or a dialogue with your boss, keep calm.

Don’t raise your voice or hurl abuses.

You should never include abusive language while writing a resignation letter.

That is a big no while drafting a resignation letter.

4. Avoid Email/SMS

However angry or frustrated you might be, it is never good to quit over email.

There is always something very powerful about direct face to face conversation.

Don’t just send a resignation letter.

Always speak to your boss first.

Tell them about your decision.


Therefore, we can conclude that writing a resignation is tricky business.

It can make or mar your professional future in a matter of minutes.

Therefore, it is imperative to maintain a balanced approach.

When you are writing a resignation letter, keep your personal feelings at bay.

Don’t let that cloud the professional approach.

Also, it is never a good idea to write lengthy resignation letters.

Short, crisp and precise are the buzz words.

These define how you need to write your resignation letter.

In case, you have no experience, refer to online examples.

Try looking for some real resignations.

That will help you develop a fair idea.

These examples give you a realistic solution to your problems.

In fact, these can be the best guides on how to write resignation letters.